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(Journal Article) A global assessment of budgeting and financing for WASH in schools
01.10.2020
The aim of this review is to assess the literature (published and grey) on capital and recurrent costs of water, sanitation, and hygiene (WASH) in Schools (WinS) facilities and services. The review presents life-cycle costs (e.g. consumables, repair, support, and maintenance) of WinS services and assesses the practical costing exercises and tools currently available for WinS. Furthermore, this review characterizes the typical costs and financial sources for WASH services in (primary) schools and explores the different financial mechanisms available to meet school-level WASH financing gaps. -
(Journal Article) Mission drift between the balance of social mission vs. financial performance of microfinance institutions
01.09.2022
Recently, many researchers have highlighted the imbalance between the financial and social missions of microfinance institutions (MFIs), which is considered to be the main objective of the research. Hence, the objectives of the current study were to identify the roots of mission drift and the reasons for high interest rates. In addition, the article was focused on the examination of the most efficient products of the sector. The research paper is conceptualized and based on primary data collection through field work, which has been analyzed using SPSS software. Secondary data has been collected mainly from peer-reviewed articles. As an improvement strategy, representatives of the sector should plan strategic campaigns to solve the situation. According to the results, though the strict regulations of the sector lead to stability in the market, changes regarding micro-savings or microinsurance regulation should be developed for future enhancement of MFIs in Armenia and in the Commonwealth of Independent States (CIS) region. -
(Journal Article) Bringing together push and pull through local entrepreneurs
01.03.2015
Despite significant efforts in agriculture market development, millions of smallholder farmers remain isolated from markets, due to remoteness and low farm productivity. Push/pull approaches to market development suggest a dual strategy for bringing smallholders into agricultural markets: 1) reduce producer vulnerability and build capacities, based on market requirements; and 2) facilitate relationships for producers to deal in consistent, growing markets. While simple in concept and effective as an approach, the execution of push/pull is complex. In particular, it is difficult to connect push (producer capacity) and pull (market) elements, resulting in unsustainable market linkages. When applying a push/pull approach in areas where the Aga Khan Foundation (AKF) works, AKF has noted that local entrepreneurs can link push and pull effectively and for the long term. This case study reviews how entrepreneurs link push and pull in AKF's market development programme in southern Tanzania. It outlines learning on how local entrepreneurs bridge gaps between producers and firms, taking the case of remote farmers accessing inputs (seed, fertilizer, implements, and pesticide) from larger suppliers. The paper describes the challenge of linking push and pull, outlines AKF's experience in southern Tanzania, and follows with points for discussion on incorporating local entrepreneurs into push/pull programmes. -
(Journal Article) Incentivizing clean water collection during rainfall to reduce disease in rural sub-Saharan Africa with weather dependent pricing
01.04.2022
In much of rural sub-Saharan Africa, households tend to shift water collection during rainfall periods away from cleaner groundwater sources, which they often have to pay for, towards free alternative sources. This increases disease risk and decreases sustainability of service provision. New approaches are needed to incentivize households to maintain clean water use and mitigate this environmental health challenge. We propose a pricing mechanism for ‘water ATMs’ – now possible with their pre-payment and remote monitoring capabilities – derived from measured reductions in collection over rainfall periods. Appropriate price elasticity ranges (−0.5 to −1) and relative risk of diarrhoeal disease from this intervention (0.4 to 0.8) determined from the literature are used to estimate the cost per capita and cost per disability-adjusted life year (DALY) averted. These are estimated to be between US$5 and 50 per DALY averted in the scenarios studied here, which would compare favourably against other water quality interventions. Cost and value would depend on elasticity of demand and potential health gains across different communities. Considerations for implementation are discussed. The potential for accurate subsidy transfers to service providers is outlined, along with the added resilience to climate change. -
(Journal Article) Value chain financing: evidence from Zambia on smallholder access to finance for mechanization
01.03.2017
Smallholder farmers in Zambia comprise 85 per cent of the farmers’ population. Such farmers are regarded as not creditworthy and furthermore their agricultural productivity could be improved. The aim of this paper is to present recent evidence on value chain financing (VCF) as a framework to increase access to agricultural finance for Zambian smallholder farmers. Such financing will act as an enabler to mechanize and, in turn, might improve productivity. Qualitative data collection techniques were followed to provide the results as presented in three illustrative case studies. Each case study highlights the benefits of financing, using the value chain framework, but also emphasizes certain challenges and risks associated with the approach. The Zambian case is not perfect, but provides recent evidence of how various roleplayers in Zambia’s agricultural sector have applied the VCF framework to coordinate the actions of various chain actors, and by doing so allow smallholders access to finance within the local and country-specific context. Although two of the three VCF programmes have been discontinued, they still provide useful learning points: for instance, commercial banks should assign more resources to manage the VCF products; and the risk should be shared between all the VCF participants. -
(Journal Article) Formal microsaving: A PRISMA-compliant systematic review of its exogenous determinants
01.09.2022
This paper reviews the determinants of formal microsaving (FMS), while also X-raying literature-documented conceptual sub-elements/sub-constructs of formal microsaving development (FMSD). This is with the intention to sensitize stakeholders as to what works for FMS and what doesn’t. The paper also offers an overview of the state of research in this academic sub-domain, with suggestions/guides for related future research agenda. Analysis of 301 articles was undertaken using PRISMA. The paper’s analysis affirms that the identified determinants were varied, using only a limited set of empirical methodologies. The geographical focus of most of the relevant studies were on Asia/Africa, with other regions largely ignored. The paper presents a novel review of the determinants of FMS. Also, the identified deconstructed sub-elements of FMSD could further sensitize researchers of its hitherto unknown multidimensional nature. Consequently, this could enhance the expansion of relevant empirical/theoretical knowledge with the additional possibility of initiating/influencing relevant global policy regeneration towards microsaving development. -
(Journal Article) Preserving food without creating plastic pollution: A primer on progress in developed and low- to middle-income countries
01.12.2022
The role of single-use plastics in the preservation and packaging of food has expanded dramatically and it is estimated that up to 88 per cent of plastic pollution on the world’s coastlines is derived directly from food packaging. The issues of plastic pollution and food preservation have become heavily entwined. Having recognized the problem, both developed and developing countries have responded by implementing control measures of varying severity and effectiveness. The article presents a primer on the progress being made and the innovations underway to address the problems. We highlight a number of organizations addressing plastic pollution and food waste within low- to middle-income countries (LMICs) and developed countries and classify them into five areas: mapping, collection, prevention, recycling, and alliances-led business models. The article demonstrates that any intervention on preventing food loss, minimizing plastic packaging (that is non-biodegradable, non-compostable, and non-recyclable), and reducing plastic pollution must be systemic, engaging multi-disciplinary sectors, and must include large-scale awareness and advocacy. Government incentives are required for a) research and development for finding new solutions to disrupt the nexus between plastic packaging and food waste, and b) supporting existing innovations/solutions developed by businesses, some of which are highlighted in the paper. This support is important to inspire, promote, and scale up business solutions and innovations that have the best chance to succeed. -
(Journal Article) Exploring the economic and environmental effects of food waste in Uruguayan households
01.12.2022
Food-waste reduction could provide significant benefits in the transition towards more sustainable agri-food systems. Households account for a significant share of total food waste, both in emerging and industrialized countries. In Latin America and the Caribbean region, lack of data has been acknowledged. The present study explores household food waste in Uruguay, an emerging country, through food-waste diaries. Data from 142 households provided an estimate of food-waste quantity and composition comparable to those reported in developed countries. The economic value of food wasted monthly represented 11 per cent of the average per capita food expenditure. In terms of environmental impact, the average carbon footprint of household food waste was 0.15 tonnes of CO2 per person per year. These results highlight the need to develop communication campaigns and interventions to raise awareness of the multiple impacts of household food waste in Uruguay. -
(Journal Article) Measurement of handwashing behaviour in Multiple Indicator Cluster Surveys and Demographic and Health Surveys, 1985–2008
01.10.2015
With this paper, we aim to describe handwashing worldwide, as measured in Multiple Indicator Cluster Surveys (MICS) and Demographic and Health Surveys (DHS) in low- and middle-income countries between 1985 and 2008, and to explain the strengths, weaknesses and evolution of this data collection to inform future survey development. We searched reports of DHS and MICS conducted before 2009 and analysed data on handwashing measurements. We examined data according to geographic region, as well as demographic characteristics such as wealth quintile, education of the household head, and rural/urban location. Before 2009, eight MICS and 40 DHS included handwashing-related measurements, using a variety of self-reports and rapid observations. Internal triangulation of findings from surveys that collected multiple types of measurement shows that self-reports to closed questions overestimate behaviour. Observation-based data suggest low handwashing rates in many low- and middle-income countries with high prevalence of water and sanitation-related diseases, and high inter- and intra-country disparities. However, due to the widely disparate nature of the pre-2009 handwashing-related measurements, much of the data cannot be compared between countries, and only an incomplete picture of global rates can be formed. Efforts to increase the prevalence of handwashing with soap and water need to be strengthened in many low- and middle-income countries, especially among poorer, rural populations and where the household head has less formal education. Closed questions asking for self-reports of handwashing behaviour should be avoided. Findings support instead the inclusion of uniform observation-based measurements, as were integrated as core modules of MICS and DHS in 2009. -
(Journal Article) Lessons for African microfinance providers and regulators in the aftermath of COVID-19
01.09.2022
This paper is concerned with microfinance in Africa post Covid-19, a crisis from which the continent is still recovering while new crises such as climate change challenges emerge. The resilience of the microfinance sector to crises must not only address operational weaknesses revealed by the pandemic, but also exploit the post-crisis potential to build resilience in areas such as digitalization and smallholder agriculture. New rules and regulations should target microfinance providers (MFPs) and enable them to quickly comply with new rules and those normally in force. This paper calls for the inclusion of all forms of MFPs, allowing for customized applications of policies and regulations. Moreover, measures for regulators include re-defining post-COVID-19 target groups, enhancing liquidity and MFP risk-based management, ensuring sustainability and best practices, activating prompt monitoring of the sector, and ensuring a consultative and coordinated culture. Measures for MFPs include increased micro-saving, avoiding subsidies, unlocking the full potential of smallholder farmers, a strong movement towards inclusive digital finance, product development, and partial movement towards crises-resistant, non-interest types of lending in countries with Muslim minorities. -
(Journal Article) Impacts of emergencies on water and wastewater systems in congested urban areas
01.01.2022
The impacts of emergencies on society and structures are often reported in the media, but the impact of these emergencies on the water and wastewater system is less publicized. The safe operation of these systems is critical during hazardous events and the recovery process to ensure safe and clean water for the public. This need is magnified in congested urban areas where the number of people affected is greatest. A critical aspect to the safe operation of these systems during emergencies is a timely response by municipal leaders. Municipalities must develop plans to prevent and/or mitigate the damage to water systems during emergencies, which will speed the recovery process when these events occur. This paper discusses the impacts of hurricanes and flood events on the water and wastewater systems of densely populated urban areas and presents measures that could be taken to prevent and mitigate the impacts of these events in the future.