Expanding the Frontier in Rural Finance
Financial Linkages and Strategic Alliances
Despite significant innovations in rural microfinance over the years, millions of people around the world still do not have access to financial services. Can linkages and strategic alliances between formal and informal financial institutions and private firms help resolve this problem? Drawing on 12 case studies and one review conducted in 11 countries in Africa, Asia, and Latin America, the authors show how formal financial institutions and companies use a variety of less formal, often rural, organizations to overcome the information and enforcement problems of serving rural clients. Research indicates that these linkages seem to afford both partners the opportunity to overcome weaknesses experienced when working on their own. This book is of interest to al involved in rural development, particularly those concerned with financing economic development and innovation. This title is published in association with the Food and Agriculture Organisation of the United Nations.
Published: 2008
Pages: 320
eBook: 9781780440798
Paperback: 9781853396663
Preface | |||
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Acknowledgements | |||
Acronyms and abbreviations | |||
Contributors | |||
1 Introduction: Linkages between formal and informal financial institutions | |||
2 Strategic alliances for scale and scope economies: lessons from FADES in Bolivia Claudio Gonzalez-Vega and Rodolfo Quirós | |||
3 Institutional transformation to create linkages that enhance rural access to financial services: the case of the Fundación Integral Campesina in Costa Rica Rodolfo Quirós and Claudio Gonzalez-Vega | |||
4 Opportunities for the creation of linkages and alliances to expand the supply of rural financial services: the José María Covelo Foundation and its partners in Honduras Mayra Falck, Rodolfo Quirós and Claudio Gonzalez-Vega | |||
5 ICICI Bank partnership linkages in India Malcolm Harper and Marié Kirsten | |||
6 A case study of AVIVA Life Insurance and its linkage with microfinance institutions Nilotpal Pathak | |||
7 Indonesia: A Regional Development Bank linked with villagebased non-bank financial institutions Iketut Budastra | |||
8 The rich variety of microfinance linkages in Indonesia John D. Conroy and Iketut Budastra | |||
9 Self-reliance vs. donor dependence: linkages between banks and microfinance institutions in Mali Hans Dieter Seibel | |||
10 Partnership to expand sources of funds for rural microfinance in Peru: the case of Confianza Janina León | |||
11 Financial linkages in the Philippines: constraints and success factors Benjamin R. Quiñones, Jr | |||
12 Extending the outreach of Rwandan People’s Banks to the rural poor through village savings and credit associations Chet Aeschliman, Fiacre Murekezi and Jean-Paul Ndoshoboye | |||
13 Linking with savings and credit cooperatives (SACCOs) to expand financial access in rural areas: a case study of CRDB Bank in Tanzania Gerda Piprek | |||
14 Conclusions | |||
Index |
Maria Pagura
MARIA PAGURA is a Rural Finance Offi cer at FAO, Rome; she has 16 years’ experience in rural and microfi nance and small enterprise development in Africa and Asia.
Assessing Small and Medium Forest Enterprises' Access to Microfinance: Case Studies from The Gambia
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Timko, Joleen
Kozak, Robert
Journal of Development Studies, Vol. 49 (2013), Iss. 3 P.334
https://doi.org/10.1080/00220388.2012.740018 [Citations: 16]