A training manual
1. ‘New paradigm microfinance’ – what is it?
2. Introduction to financial accounts and analysis
3. Field visits to microbusinesses
4. Rates of return and the cost of money
5. Visit to microfinance groups
6. Financial analysis of a microfinance institution
7. Planning for MFI profitability
8. Marketing microfinance
9. Men and women as clients for microfinance
10. Arrears and defaults – definition and measurement
11. ‘Graduation’ and individual loans
12. Individual versus group lending – the pros and cons of each
13. Bangladesh Grameen groups or self-help on-lending groups?
14. Subsidies – when and how?
15. Commercial banks and microfinance
16. The need for microsavings services
18. MFI staffing – recruitment and motivation
19. Management information systems – selection and design
20. Measuring the impact of microfinance
21. The ‘downside’ of microfinance
22. Regulation and supervision – by whom and how?
Back Matter (Resources, Index)
Malcolm Harper taught at Cranfield School of Management until 1995, and since then has worked mainly in India. He has published on enterprise development and microfinance. He was Chairman of Basix Finance from 1996 until 2006, and is Chairman of M-CRIL, the microfinance credit rating agency.