Performance of microfinance institutions during the COVID-19 pandemic: evidence from Indian states
Abara, G., Mengesha, B. and Reddy, P.A.K. (2017) ‘Determinants of credit default risk of microfinance institutions in Assosa Zone’, Research on Humanities and Social Sciences 7(19): 31–9.
Ashraf, A. and Hassan, M.K. (2011) ‘Firm-level attributes and performance of micro-finance institutions’, Midwest Finance Association 2012 Annual Meeting [online] <https://dx.doi.org/10.2139/ssrn.1929587>.
Ayani and SLAMFI (2015) Sierra Leone: The Impact of the Ebola Crisis on The Microfinance Sector and Stories of Micro-entrepreneurs’ Resilience [online], Cordaid <https://www.findevgateway.org/case-study/2015/03/sierra-leone-impact-ebola-crisis-microfinance-sector-and-stories> [accessed 12 October 2021].
Bassem, B.S. (2009) ‘Governance and performance of microfinance institutions in Mediterranean countries’, Journal of Business Economics and Management 10(1): 31–43 <http://dx.doi.org/10.3846/1611-1699.2009.10.31-43>.
Bertrand, M., Krishnan, K. and Schofield, H. (2020) ‘How are Indian households coping under the Covid -19 lockdown? Eight key findings’ [online], Rustandy Center for Social Sector Innovation <https://www.chicagobooth.edu/research/rustandy/blog/2020/how-are-indian-households-coping-under-the-covid19-lockdown?sc_lang=en> [accessed 12 October 2021].
Bibi, U., Balli, H.O., Matthews, C.D. and Tripe, D.W.L. (2018) ‘New approaches to measure the social performance of microfinance institutions (MFIs)’, International Review of Economics and Finance 53: 88–97 <https://doi.org/10.1016/j.iref.2017.10.010>.
Bloem, A.M. and Gorter, C.N. (2001) The Treatment of Nonperforming Loans in Macroeconomic Statistics [online], International Monetary Fund, Working Paper No. 01/209 <https://www.imf.org/en/Publications/WP/Issues/2016/12/30/The-Treatment-of-Nonperforming-Loans-in-Macroeconomic-Statistics-15525> [accessed 12 October 2021].
Chakma, H., Coppel, E., Diallo, A., Dubitsky, R. and Whisson, I. (2017) Financial Inclusion and Resilience: How BRAC’s Microfinance Program Recovered from the West Africa Ebola Crisis [online], Global Delivery Initiative <https://www.findevgateway.org/case-study/2017/07/financial-inclusion-and-resilience-how-bracs-microfinance-program-recovered-west> [accessed 13 October 2021].
Collins, J.M. and Urban, C. (2017) ‘The effects of a foreclosure moratorium on loan repayment behaviors’, Regional Science and Urban Economics 68: 73–83 <https://doi.org/10.1016/j.regsciurbeco.2017.10.010>.
CRIF High Mark (2020) MicroLend-Vol XIV Q3 Dec 2020 [online], CRIF High Mark <https://www.crifhighmark.com/media/2081/crif-microlend-vol-xii-june-2020.pdf> [accessed 12 October 2021].
Dehem, T. and Hudon, M. (2013) ‘Microfinance from the clients’ perspective: an empirical enquiry into transaction costs in urban and rural India’, Oxford Development Studies 41: 117–32 <http://dx.doi.org/10.1080/13600818.2013.787057>.
Dorfleitner, G., Just-Marx, S. and Priberny, C. (2016) ‘What drives the repayment of agricultural micro loans? Evidence from Nicaragua’, The Quarterly Review of Economics and finance 63: 89–100 <http://dx.doi.org/doi:10.1016/j.qref.2016.02.009>.
Fernandes, K. (2020) ‘Microfinance recovery analysis: using time series of Northern Arc portfolio data’ [blog], All About Finance <https://blogs.worldbank.org/allaboutfinance/microfinance-recovery-analysis-using-time-series-northern-arc-portfolio-data> [accessed 12 October 2021].
Hartarska, V. (2005) ‘Governance and performance of microfinance institutions in Central and Eastern Europe and the newly independent states’, World Development 33(10): 1627–43 <http://dx.doi.org/10.2139/ssrn.542602>.
Jumpah, E.T., Osei-Asare, Y. and Tetteh, E.K. (2019) ‘Do farmer and credit specific characteristics matter in microfinance programmes’ participation? Evidence from smallholder farmers in Ada west and east districts’, Agricultural Finance Review 79(3): 353–70 <https://doi.org/10.1108/AFR-05-2018-0044>.
KPMG (2019) Microfinance: Contributions to Financial Inclusion; Opportunity and Challenges Ahead [online] <https://assets.kpmg/content/dam/kpmg/in/pdf/2019/12/MFI-Microfinance-contributions-to-financial-inclusion.pdf> [accessed 12 October 2021].
Kwakwa, P.O. (2009) Causes of nonperforming loans at Bosomtwe Rural Bank Limited in Ghana [online], Master’s thesis, School of Graduate Studies, Kwame Nkrumah University of Science and Technology <http://hdl.handle.net/123456789/5696> [accessed 13 October 2021].
Malik, K., Meki, M., Morduch, J., Ogden, T., Quinn, S. and Said, F. (2020) ‘COVID-19 and the future of microfinance: evidence and insights from Pakistan’, Oxford Review of Economic Policy 36: S138–68 <https://doi.org/10.1093/oxrep/graa014>.
Manzoor, A. (2018) ‘Role of microfinance institutions in development of India’, in R. Das (ed.), Microfinance and its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth, pp. 138–55, IGI Global <https://doi.org/10.4018/978-1-5225-5213-0.ch008>.
Microfinance Barometer (2019) ‘Microfinance Barometer 2019: 10 years already! A look back at the trends in microfinance’, Convergences World Forum <https://www.convergences.org/en/104906-2/> [accessed 16 October 2021].
Microfinance Institutions Network (MFIN) (2020) Micrometer Issue 33 [online], Microfinance Institutions Network <https://mfinindia.org/assets/upload_image/publications/MicrometerSynopsis/33_Micrometer%20Synposis%20-%20Q4%20FY%202019-20.pdf> [accessed 12 October 2021].
Nawai, N. and Shariff, M. (2012) ‘Factors affecting repayment performance in microfinance programs in Malaysia’, Procedia: Social and Behavioural Sciences 62: 806–11 <https://doi.org/10.1016/j.sbspro.2012.09.136>.
Nepal Microfinance Bankers’ Association. (2020) Survey Report on Microfinance: Present Situation and Future Priorities [online], NMBA, Nepal <https://www.nmba.org.np/images/Microfinance_Survey_Report_May_2020_Final.pdf#toolbar=0&navpanes=0&scrollbar=0> [accessed 12 October 2021].
Oboh, V. and Kushwaha, S. (2009) ‘Socio-economic determinants of farmers’ loan size in Benue State, Nigeria’, Journal of Applied Sciences Research 5(4): 354–8.
Okorie, A. (1986) ‘Major determinants of agricultural smallholder loan repayment in a developing economy: empirical evidence from Ondo State, Nigeria’, Agricultural Administration 21(4): 223–34 <https://doi.org/10.1016/0309-586X(86)90040-3>.
Okpugie, G. (2009) ‘Nigeria: high microfinance interest rates cause loan defaults’, The Guardian, 25 September [online] <https://www.microcapital.org/news-wire-nigeria-high-microfinance-interest-rates-cause-loan-defaults/> [accessed 12 October 2021].
Okurut, F.N., Schoombee, A. and Van Der Berg, S. (2005) ‘Credit demand and credit rationing in the informal financial sector in Uganda’, South African Journal of Economics 73(3): 482–97 <https://doi.org/10.1111/j.1813-6982.2005.00033.x>.
Olomola, A.S. (2001) The Nature and Determinants of Rural Loan Repayment Performance in Nigeria: The Case of FADU’s Micro-credit Programme, Nigerian Institute of Social and Economic Research (NISER), Ibadan <http://link.bu.edu/portal/The-nature-and-determinants-of-rural-loan/bA6tHYSnE60/> [accessed 12 October 2021].
Onyeagocha, S.U.O., Chidebelu, S.A.N.D. and Okorji, E.C. (2012) ‘Determinants of repayment of loan beneficiaries of micro finance institutions in southeast states of Nigeria’, International Journal of Agricultural Management and Development 2(3): 1–9.
Priyankara, D.T. and Sumanasiri, E.A.G. (2019) ‘Determinants of microfinance loan default: an empirical investigation in Sri Lanka’, South Asian Journal of Social Studies and Economics 4(3): 1–13 <https://doi.org/10.9734/SAJSSE/2019/v4i330127>.
Sa-Dhan (2020) Bharat Microfinance Report [online], Sa-Dhan <http://www.sa-dhan.net/bharat-microfinance-report/> [accessed 12 October 2021].
Sangwan, S. and Nayak, N.C. (2019) ‘Do outreach approaches differ between self-help group–bank linkage and microfinance institution-based microfinance? Evidences from Indian states’, Journal of Social and Economic Development 21: 93–115 <https://doi.org/10.1007/s40847-019-00078-w>.
Sangwan, S. and Nayak, N.C. (2020) ‘Factors influencing the borrower loan size in microfinance group lending: a survey from Indian microfinance institutions’, Journal of Financial Economic Policy 13(2): 223–38 <https://doi.org/10.1108/JFEP-01-2020-0002>.
Sangwan, S., Nayak, N.C. and Samanta, D. (2020) ‘Loan repayment behaviour among the clients of Indian microfinance institutions: a household-level investigation’, Journal of Human Behavior in the Social Environment 30(4): 474–97 <https://doi.org/10.1080/10911359.2019.1699221>.
Setargie, S. (2013) ‘Credit default risk and its determinants of microfinance industry in Ethiopia’, Ethiopian Journal of Business and Economics 3(1): 1–21.
Shrestha, P.K. (2020) Impact of Covid-19 on Microfinance Institutions of Nepal [online], Working Paper No. 51, Nepal Rastra Bank <https://www.researchgate.net/publication/348349800_Impact_of_Covid-19_on_Microfinance_Institutions_of_Nepal> [accessed 12 October 2021].
Shu-Teng, L., Zariyawati, M.A., Suraya-Hanim, M. and Annuar, M.N. (2015) ‘Determinants of microfinance repayment performance: evidence from small medium enterprises in Malaysia’, International Journal of Economic and Finance 7(11) <https://doi.org/10.5539/ijef.v7n11p110>.
Srinivasan, N. (2015) ‘Transaction costs of lending to vulnerable people’, Microfinance Review 7(2): 212–9.
Tiwari, A., Khandelwal, A. and Ramji, M. (2008) How do Microfinance Clients Understand their Loans? Working Paper Series No. 25, Institute for Financial Management and Research, Andhra Pradesh.
Vandell, K.D. (1993) ‘Handing over the keys: a perspective on mortgage default research’, Journal of the American Real Estate and Urban Economics Association 21(3): 211–46 <https://doi.org/10.1111/1540-6229.00609>.
Zheng, C. and Zhang, J. (2020) ‘The impact of COVID-19 on the efficiency of microfinance institutions’, International Review of Economics and Finance 71: 407–23 <https://doi.org/10.1016/j.iref.2020.09.016>.
- Development impact bonds: learning from the Asháninka cocoa and coffee case in Peru
- Trade-off between outreach and sustainability of microfinance institutions: evidence from sub-Saharan Africa
- Value chain development for rural poverty reduction: A reality check and a warning
- Impact assessment of commodity standards: towards inclusive value chains
- What is cocoa sustainability? Mapping stakeholders’ socio-economic, environmental, and commercial constellations of priorities