Determinants of growth for the informal sector micro-enterprises: an empirical study in India
Adams, S. (2010) ‘The impact of microfinance on maize farmers in Nkoranza (Brong Ahafo Region of Ghana)’, Journal of Management Research 2(2): E7 [online] <https://pdfs.semanticscholar.org/4367/677624b14a619b98dc9dbbf917aee47a5a68.pdf> [accessed 12 June 2017].
Asian Development Bank (ADB) (1997) Microenterprise Development: Not by Credit Alone, Manila: Asian Development Bank.
Attanasio, O., Augsburg, B., de Haas, R., Fitzsimons, E. and Harmgart, H. (2014) Group Lending or Individual Lending? Evidence from a Randomized Field Experiment in Mongolia [pdf], WZB Discussion Paper, SP II 2014–3, Wissenschaftszentrum Berlin für Sozialforschung (WZB), Berlin <https://www.econstor.eu/bitstream/10419/93060/1/779360893.pdf> [accessed 7 April 2020].
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Banerjee, A., Duflo, E., Glennerster, R. and Kinnan, C. (2013) Miracle of Microfinance [pdf], National Bureau Of Economic Research, Working Paper 18950 <https://www.nber.org/papers/w18950.pdf> [accessed 18 June 2017].
Bateman, M. and Chang, H.J. (2010) Microfinance Illusion [pdf] <https://pdfs.semanticscholar.org/757b/845499a4ab5500089c288617529b4e573413.pdf> [accessed 26 April 2017].
Bruhn, M., Karlan, D. and Schoar, A. (2010) The Impact of Offering Consulting Services to Small and Medium Enterprises: Evidence from a Randomized Trial in Mexico [online], World Bank Working Papers <https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-6508> [accessed 3 March 2020].
Chowdhury, A. (2009) Microfinance as a Poverty Reduction Tool: A Critical Assessment [online], UN DESA Working Paper 89, ST/ESA/ 2009/DWP/ 89 <https://doi.org/10.18356/e9ad576c-en> [accessed 26 April 2017].
Crépon, B., Devoto, F., Duflo, E. and Pariente, W. (2014) Estimating the Impact of Microcredit on Those Who Take it Up: Evidence from a Randomized Experiment in Morocco [online], Discussion Paper 2014-12, Institut de Recherches Economiques et Sociales <https://www.nber.org/papers/w20144.pdf> [accessed 20 May 2015].
Creswell, J.W. (2009) Research Design: Qualitative, Quantitative, and Mixed Methods Approaches (3rd edn), Sage, Thousand Oaks, CA.
Dalglish, C.L. and Mathews, Judy H. (2009) ‘Designing self sustaining support for microenterprises in sub-Saharan Africa: a pilot’, in Global Forum 2009 Business as an Agent of World Benefit: Managing as Designing in an Era of Massive Innovation [pdf], Cleveland, OH: Western Reserve University <https://eprints.qut.edu.au/27754/1/c27754.pdf> [accessed 20 May 2017].
De Mel, S., McKenzie, D. and Woodruff, C. (2008) ‘Returns to capital in micro enterprises: evidence from a field experiment’, The Quarterly Journal of Economics 123(4): 1329–72 <https://doi.org/10.1162/qjec.2008.123.4.1329>.
Desai, J. and Tarozzi, K.J.A. (2013) On the Impact of Microcredit: Evidence from a Randomized Intervention in Rural Ethiopia [online], Barcelona GSE Working Paper Series no 741 <https://repositori.upf.edu/bitstream/handle/10230/21806/1407.pdf?sequence=1> [accessed 20 May 2017].
Do, T.Q.T. (2009) How Firm Characteristics Affect the Level of Constrain to Growth: An Empirical Analysis of Micro and Small Firms in Vietnam [online], CSE Working Paper, Universite Paris <https://halshs.archives-ouvertes.fr/halshs-00429732/document [accessed 15 June 2017].
Duflo, E., Banerjee, A., Glennerster, R. and Kinnan, C. (2013) The Miracle of Microfinance? [online], NBER Working Paper 18950 <http://www.nber.org/papers/w18950> [accessed 15 May 2017].
Duvendack, M., Palmer-Jones, R., Copestake, J.G., Hooper, L., Loke, Y. and Rao, N. (2011) What is the Evidence of the Impact of Microfinance on the Well-Being of Poor People? [pdf], London: EPPI Centre, Social Science Research Unit, Institute of Education, University of London <https://ueaeprints.uea.ac.uk/id/eprint/35466/1/Microfinance2011Duvendackreport.pdf> [accessed 18 June 2017].
Fafchamps, M., David, M., Simon, Q. and Christopher, W. (2011) When is Capital Enough to Get Female Micro Enterprise Growing? Evidence from Randomized Experiments in Ghana [online], NBER Working Paper no. 17207 <https://www.nber.org/papers/w17207.pdf> [accessed 18 June 2017].
Field, E., Pande, R., Papp, J. and Rigol, N. (2011) Debt Structure, Entrepreneurship, and Risk: Evidence from Microfinance [online] <https://pdfs.semanticscholar.org/10fc/f159009fe849e917fe87a7f3e2bfa28c980f.pdf pp 181-194> [accessed 20 April 2017].
Hashemi, S.M. and de Montesquiou, A. (2011) Reaching the Poorest: Lessons from the Graduation Model [pdf], CGAP Focus Note No.69 <https://mycircle.trickleup.org/wp-content/uploads/2016/05/2011_CGAP_Reaching_the_Poorest_Lessons_from_Graduation_Model.pdf> [accessed 20 April 2017].
Heino, H. and Pagan, J. (2001) ‘Assessing the need for microenterprise in Mexico to borrow start-up capital’, Journal of Microfinance 3(1): 131–44.
Hosmer, D.W. Jr and Lemeshow, S. (2001) Applied Logistic Regression, 2nd edn, John Wiley & Sons, New York.
Hseih Hsui-Fang and Shannon, S.E. (2005) ‘Three approaches to qualitative content analysis’, Qualitative Health Research 15(9): 1277–88 <https://doi.org/10.1177%2F1049732305276687>.
Hulme, D. and Mosley, P. (1996) Finance Against Poverty, Vol. 1, Routledge, London.
Karlan, D. and Morduch, J. (2009) Access to Finance: Ideas and Evidence Credit Market Innovations [pdf], joint paper by Financial Access Initiative and Innovations for Poverty Action <https://www.microfinancegateway.org/sites/default/files/mfg-en-paper-access-to-finance-ideas-and-evidence-credit-market-innovations-jun-2009.pdf> [accessed 11 April 2017].
Karlan, D. and Zinman, J. (2011) ‘Microcredit in theory and practice: using randomized credit scoring for impact evaluation’, Science 332(6035): 1278–84 <http://dx.doi.org/10.1126/science.1200138>.
Karnani, A. (2007) ‘Microfinance misses its mark’, Stanford Social Innovation Review 5(3): 34–40.
Kassim, M. and Hendricks, S. (2002) ‘False hope from micro-enterprise’, Agenda 17(52): 33–9 <https://dx.doi.org/10.1080/10130950.2002.9675890?journalCode=ragn20>.
Kochar, A. (1997) ‘Does lack of access to formal credit constrain agricultural production? Evidence from land tenancy market in rural India’, American Journal of Agricultural Economics 79(3): 754–63.
Kristiansen, S. (2001) ‘Promoting African pioneers in business: what makes a context conducive to small scale entrepreneurship?’ The Journal of Entrepreneurship 10(1): 43–69 <https://doi.org/10.1177%2F097135570101000103>.
Kuzilwa, J.A. (2005) ‘The role of credit for small business success: a study of the national entrepreneurship development fund in Tanzania’, Journal of Entrepreneurship 14: 131–61 <https://dx.doi.org/10.1177/097135570501400204>.
Littlefield, E., Morduch, J. and Hashemi, S. (2003) Is Microfinance an Effective Strategy to Reach the Millennium Development Goals? CGAP Focus Note 24, CGAP Online, Washington, DC <https://www.mikrofinanzwiki.de/file/570/is_mf_an_effective_strategy_to_reach_the_mdg_2003.pdf> [accessed 11 April 2017].
Masakure, O., Cranfield, J. and Henson, S. (2008) ‘The financial performance of non-farm enterprises in Ghana’, World Development 36(12): 2733–62 <https://doi.org/10.1016/j.worlddev.2007.12.005>.
McCormick, D. (1997) ‘African enterprise clusters and industrialization: theory and reality’, World Development 27(9): 1531–51.
McKenzie, D. and Woodruff, C. (2008) ‘Experimental evidence on returns to capital and access to finance in Mexico’, The World Bank Economic Review [Online] 22(3): 457–82 <http://dx.doi.org/10.1093/wber/lhn017>.
McPherson, M.A. (1996) ‘Growth of micro and small enterprises in Southern Africa’, Journal of Development Economics 48: 253–77.
Mead, D.C. and Liedholm, C. (1998) ‘The dynamics of micro and small enterprises in developing countries’, World Development 26(1): 61–74.
Morduch, J. (1999) ‘The microfinance promise’, Journal of Economic Literature XXXVII: 1569–614.
Morduch, J. (2008) Can the Moor Afford Microcredit? [pdf], New York: NYU Wagner, Financial Access Initiative <https://pdfs.semanticscholar.org/0ad5/aa61c1d992238d0573294de7ff4fe12f3e6d.pdf> [accessed 23 April 2017].
Mosley, P. and Hulme, D. (1998) ‘Microenterprise finance: is there a conflict between growth and poverty alleviation?’ World Development 26(5): 783–90.
Nichter, S. and Goldmark, L. (2009) ‘Small firm growth in developing countries’, World Development 37(1): 1453–64 <https://doi.org/10.1016/j.worlddev.2009.01.013>.
Porter, M.E. (2000) ‘Location, competition and economic development: local clusters in global economy’, Economic Development Quarterly 14(1): 7–20 <https://doi.org/10.1177%2F089124240001400105>.
Roodman, D. and Morduch, J. (2009) ‘The impact of microcredit on the poor in Bangladesh: revisiting the evidence’, The Journal of Development Economics 50(4): 583–604 <https://dx.doi.org/10.1080/00220388.2013.858122>.
Schmidt, M.C. and Kolodinsky, J.M. (2007) ‘Micro enterprise development program success: a path analysis of factors that lead to and mediate client success’, Journal of Developmental Entrepreneurship 12(1): 47–69 <https://doi.org/10.1142/S1084946707000551>.
Shaw, J. (2004) ‘Microenterprise occupation and poverty reduction in microfinance programmes: evidence from Sri Lanka’, World Development 32(7): 1247–64 <https://doi.org/10.1016/j.worlddev.2004.01.009>.
Sinha, P. (2003) ‘Women entrepreneurship in the north east India: motivation, social support and constraints’, Indian Journal of Industrial Relations 38(4): 425–43.
Spears, D. (2009) Dosas by Dozens: Theory and Evidence of Present Bias in Micro Entrepreneurs [pdf], Working Paper series No.27, IFMR, Centre for Microfinance <http://www.ifmrlead.org/wp-content/uploads/2015/OWC/27_spears_dosasbydozen.pdf> [accessed 2 May 2017].
Tseng, C.C. (2012) ‘Linking entrepreneurial infrastructures and new business development: entrepreneurship development in Taiwan’, The Journal of Entrepreneurship 21(1): 117–32 <https://dx.doi.org/10.1177/097135571102100105>.
Adams, S. (2010) ‘The impact of microfinance on maize farmers in Nkoranza (Brong Ahafo Region of Ghana)’, Journal of Management Research 2(2): E7 [online] <https://pdfs.semanticscholar.org/4367/677624b14a619b98dc9dbbf917aee47a5a68.pdf> [accessed 12 June 2017].
Asian Development Bank (ADB) (1997) Microenterprise Development: Not by Credit Alone, Manila: Asian Development Bank.
Attanasio, O., Augsburg, B., de Haas, R., Fitzsimons, E. and Harmgart, H. (2014) Group Lending or Individual Lending? Evidence from a Randomized Field Experiment in Mongolia [pdf], WZB Discussion Paper, SP II 2014–3, Wissenschaftszentrum Berlin für Sozialforschung (WZB), Berlin <https://www.econstor.eu/bitstream/10419/93060/1/779360893.pdf> [accessed 7 April 2020].
Augsburg, B., de Haas, R., Harmgart, H. and Meghir, C. (2012) Microfinance, Poverty and Education [online], IFS Working Papers No. W12/15 <http://dx.doi.org/10.1920/wp.ifs.2012.1215> [accessed 20 July 2017].
Banerjee, A., Duflo, E., Glennerster, R. and Kinnan, C. (2013) Miracle of Microfinance [pdf], National Bureau Of Economic Research, Working Paper 18950 <https://www.nber.org/papers/w18950.pdf> [accessed 18 June 2017].
Bateman, M. and Chang, H.J. (2010) Microfinance Illusion [pdf] <https://pdfs.semanticscholar.org/757b/845499a4ab5500089c288617529b4e573413.pdf> [accessed 26 April 2017].
Bruhn, M., Karlan, D. and Schoar, A. (2010) The Impact of Offering Consulting Services to Small and Medium Enterprises: Evidence from a Randomized Trial in Mexico [online], World Bank Working Papers <https://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-6508> [accessed 3 March 2020].
Chowdhury, A. (2009) Microfinance as a Poverty Reduction Tool: A Critical Assessment [online], UN DESA Working Paper 89, ST/ESA/ 2009/DWP/ 89 <https://doi.org/10.18356/e9ad576c-en> [accessed 26 April 2017].
Crépon, B., Devoto, F., Duflo, E. and Pariente, W. (2014) Estimating the Impact of Microcredit on Those Who Take it Up: Evidence from a Randomized Experiment in Morocco [online], Discussion Paper 2014-12, Institut de Recherches Economiques et Sociales <https://www.nber.org/papers/w20144.pdf> [accessed 20 May 2015].
Creswell, J.W. (2009) Research Design: Qualitative, Quantitative, and Mixed Methods Approaches (3rd edn), Sage, Thousand Oaks, CA.
Dalglish, C.L. and Mathews, Judy H. (2009) ‘Designing self sustaining support for microenterprises in sub-Saharan Africa: a pilot’, in Global Forum 2009 Business as an Agent of World Benefit: Managing as Designing in an Era of Massive Innovation [pdf], Cleveland, OH: Western Reserve University <https://eprints.qut.edu.au/27754/1/c27754.pdf> [accessed 20 May 2017].
De Mel, S., McKenzie, D. and Woodruff, C. (2008) ‘Returns to capital in micro enterprises: evidence from a field experiment’, The Quarterly Journal of Economics 123(4): 1329–72 <https://doi.org/10.1162/qjec.2008.123.4.1329>.
Desai, J. and Tarozzi, K.J.A. (2013) On the Impact of Microcredit: Evidence from a Randomized Intervention in Rural Ethiopia [online], Barcelona GSE Working Paper Series no 741 <https://repositori.upf.edu/bitstream/handle/10230/21806/1407.pdf?sequence=1> [accessed 20 May 2017].
Do, T.Q.T. (2009) How Firm Characteristics Affect the Level of Constrain to Growth: An Empirical Analysis of Micro and Small Firms in Vietnam [online], CSE Working Paper, Universite Paris <https://halshs.archives-ouvertes.fr/halshs-00429732/document [accessed 15 June 2017].
Duflo, E., Banerjee, A., Glennerster, R. and Kinnan, C. (2013) The Miracle of Microfinance? [online], NBER Working Paper 18950 <http://www.nber.org/papers/w18950> [accessed 15 May 2017].
Duvendack, M., Palmer-Jones, R., Copestake, J.G., Hooper, L., Loke, Y. and Rao, N. (2011) What is the Evidence of the Impact of Microfinance on the Well-Being of Poor People? [pdf], London: EPPI Centre, Social Science Research Unit, Institute of Education, University of London <https://ueaeprints.uea.ac.uk/id/eprint/35466/1/Microfinance2011Duvendackreport.pdf> [accessed 18 June 2017].
Fafchamps, M., David, M., Simon, Q. and Christopher, W. (2011) When is Capital Enough to Get Female Micro Enterprise Growing? Evidence from Randomized Experiments in Ghana [online], NBER Working Paper no. 17207 <https://www.nber.org/papers/w17207.pdf> [accessed 18 June 2017].
Field, E., Pande, R., Papp, J. and Rigol, N. (2011) Debt Structure, Entrepreneurship, and Risk: Evidence from Microfinance [online] <https://pdfs.semanticscholar.org/10fc/f159009fe849e917fe87a7f3e2bfa28c980f.pdf pp 181-194> [accessed 20 April 2017].
Hashemi, S.M. and de Montesquiou, A. (2011) Reaching the Poorest: Lessons from the Graduation Model [pdf], CGAP Focus Note No.69 <https://mycircle.trickleup.org/wp-content/uploads/2016/05/2011_CGAP_Reaching_the_Poorest_Lessons_from_Graduation_Model.pdf> [accessed 20 April 2017].
Heino, H. and Pagan, J. (2001) ‘Assessing the need for microenterprise in Mexico to borrow start-up capital’, Journal of Microfinance 3(1): 131–44.
Hosmer, D.W. Jr and Lemeshow, S. (2001) Applied Logistic Regression, 2nd edn, John Wiley & Sons, New York.
Hseih Hsui-Fang and Shannon, S.E. (2005) ‘Three approaches to qualitative content analysis’, Qualitative Health Research 15(9): 1277–88 <https://doi.org/10.1177%2F1049732305276687>.
Hulme, D. and Mosley, P. (1996) Finance Against Poverty, Vol. 1, Routledge, London.
Karlan, D. and Morduch, J. (2009) Access to Finance: Ideas and Evidence Credit Market Innovations [pdf], joint paper by Financial Access Initiative and Innovations for Poverty Action <https://www.microfinancegateway.org/sites/default/files/mfg-en-paper-access-to-finance-ideas-and-evidence-credit-market-innovations-jun-2009.pdf> [accessed 11 April 2017].
Karlan, D. and Zinman, J. (2011) ‘Microcredit in theory and practice: using randomized credit scoring for impact evaluation’, Science 332(6035): 1278–84 <http://dx.doi.org/10.1126/science.1200138>.
Karnani, A. (2007) ‘Microfinance misses its mark’, Stanford Social Innovation Review 5(3): 34–40.
Kassim, M. and Hendricks, S. (2002) ‘False hope from micro-enterprise’, Agenda 17(52): 33–9 <https://dx.doi.org/10.1080/10130950.2002.9675890?journalCode=ragn20>.
Kochar, A. (1997) ‘Does lack of access to formal credit constrain agricultural production? Evidence from land tenancy market in rural India’, American Journal of Agricultural Economics 79(3): 754–63.
Kristiansen, S. (2001) ‘Promoting African pioneers in business: what makes a context conducive to small scale entrepreneurship?’ The Journal of Entrepreneurship 10(1): 43–69 <https://doi.org/10.1177%2F097135570101000103>.
Kuzilwa, J.A. (2005) ‘The role of credit for small business success: a study of the national entrepreneurship development fund in Tanzania’, Journal of Entrepreneurship 14: 131–61 <https://dx.doi.org/10.1177/097135570501400204>.
Littlefield, E., Morduch, J. and Hashemi, S. (2003) Is Microfinance an Effective Strategy to Reach the Millennium Development Goals? CGAP Focus Note 24, CGAP Online, Washington, DC <https://www.mikrofinanzwiki.de/file/570/is_mf_an_effective_strategy_to_reach_the_mdg_2003.pdf> [accessed 11 April 2017].
Masakure, O., Cranfield, J. and Henson, S. (2008) ‘The financial performance of non-farm enterprises in Ghana’, World Development 36(12): 2733–62 <https://doi.org/10.1016/j.worlddev.2007.12.005>.
McCormick, D. (1997) ‘African enterprise clusters and industrialization: theory and reality’, World Development 27(9): 1531–51.
McKenzie, D. and Woodruff, C. (2008) ‘Experimental evidence on returns to capital and access to finance in Mexico’, The World Bank Economic Review [Online] 22(3): 457–82 <http://dx.doi.org/10.1093/wber/lhn017>.
McPherson, M.A. (1996) ‘Growth of micro and small enterprises in Southern Africa’, Journal of Development Economics 48: 253–77.
Mead, D.C. and Liedholm, C. (1998) ‘The dynamics of micro and small enterprises in developing countries’, World Development 26(1): 61–74.
Morduch, J. (1999) ‘The microfinance promise’, Journal of Economic Literature XXXVII: 1569–614.
Morduch, J. (2008) Can the Moor Afford Microcredit? [pdf], New York: NYU Wagner, Financial Access Initiative <https://pdfs.semanticscholar.org/0ad5/aa61c1d992238d0573294de7ff4fe12f3e6d.pdf> [accessed 23 April 2017].
Mosley, P. and Hulme, D. (1998) ‘Microenterprise finance: is there a conflict between growth and poverty alleviation?’ World Development 26(5): 783–90.
Nichter, S. and Goldmark, L. (2009) ‘Small firm growth in developing countries’, World Development 37(1): 1453–64 <https://doi.org/10.1016/j.worlddev.2009.01.013>.
Porter, M.E. (2000) ‘Location, competition and economic development: local clusters in global economy’, Economic Development Quarterly 14(1): 7–20 <https://doi.org/10.1177%2F089124240001400105>.
Roodman, D. and Morduch, J. (2009) ‘The impact of microcredit on the poor in Bangladesh: revisiting the evidence’, The Journal of Development Economics 50(4): 583–604 <https://dx.doi.org/10.1080/00220388.2013.858122>.
Schmidt, M.C. and Kolodinsky, J.M. (2007) ‘Micro enterprise development program success: a path analysis of factors that lead to and mediate client success’, Journal of Developmental Entrepreneurship 12(1): 47–69 <https://doi.org/10.1142/S1084946707000551>.
Shaw, J. (2004) ‘Microenterprise occupation and poverty reduction in microfinance programmes: evidence from Sri Lanka’, World Development 32(7): 1247–64 <https://doi.org/10.1016/j.worlddev.2004.01.009>.
Sinha, P. (2003) ‘Women entrepreneurship in the north east India: motivation, social support and constraints’, Indian Journal of Industrial Relations 38(4): 425–43.
Spears, D. (2009) Dosas by Dozens: Theory and Evidence of Present Bias in Micro Entrepreneurs [pdf], Working Paper series No.27, IFMR, Centre for Microfinance <http://www.ifmrlead.org/wp-content/uploads/2015/OWC/27_spears_dosasbydozen.pdf> [accessed 2 May 2017].
Tseng, C.C. (2012) ‘Linking entrepreneurial infrastructures and new business development: entrepreneurship development in Taiwan’, The Journal of Entrepreneurship 21(1): 117–32 <https://dx.doi.org/10.1177/097135571102100105>.