Health microinsurance in Brazil: is it feasible?
Agência Nacional de Saúde Suplementar (ANS) (2014) Caderno de Informação da Saúde Suplementar: benefícios, operadoras e planos, Rio de Janeiro: ANS, p. 28.
Ahuja, R. and Jütting, J. (2004) Are the poor too poor to demand health insurance? Journal of Microfinance 6(1): 1–20 [online] <https://ojs.lib.byu.edu/spc/index.php/ESR/article/view/1442> [accessed 19 January 2016].
Banerjee, A., Duflo, E. and Hornbeck, R. (2014) ‘Bundling health insurance and microfinance in India: there cannot be adverse selection if there is no demand’, American Economic Review 104(5): 291–7 <http://dx.doi.org/10.1257/aer.104.5.291>.
Banthia, A., Johnson, S., McCord, Michael J., and Mathews, B. (2012) ‘Microinsurance that works for women’, in M.J. McCord and M. Matul (eds), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 331–48, Geneva: ILO and Munich Re Foundation.
Bester, H., Chamberlain, D., Hougaard, C. and Smit, H. (2010) Microinsurance in Brazil: Towards a Strategy for Market Development [pdf] Cape Town: Centre for Financial Regulation & Inclusion <http://www.funenseg.org.br/arquivos/00-Microinsurance-Vol%203.indd.pdf> [accessed 19 January 2016].
Bester, H., Chamberlain, D., Hougaard, C. and Smit H. (2011) Microsseguros no Brasil: Buscando uma Estratégia para Desenvolvimento do Mercado [pdf] Rio de Janeiro: Funenseg/CNSeg/Cenfri <http://www.funenseg.org.br/arquivos/01-Microsseguros-Vol%203.indd.pdf> [accessed 19 January 2016].
Biener, C. and Eling, M. (2012) ‘Insurability in microinsurance markets: an analysis of problems and potential solutions’, The Geneva Papers on Risk and Insurance: Issues and Practice 37(1): 77–107 <http://dx.doi.org/10.1057/gpp.2011.29>.
Brazil (2008). Decreto No 6339, de 3 de janeiro de 2008. Brasília. <www.planalto.gov.br/ccivil_03/_Ato2007-2010/2008/Decreto/D6339.htm>. [accessed 06 march 2016].
Chandani, T. (2009) Microinsurance Business Models [pdf], Washington, DC: World Bank <http://siteresources.worldbank.org/EXTFINANCIALSECTOR/Resources/282884-1242281415644/Microinsruance_Business_Models.pdf> [accessed 19 January 2016].
Churchill, C. (2006) ‘What is insurance for the poor?’ in C. Churchill (ed.), Protecting the Poor: A Microinsurance Compendium, pp. 12–24, Geneva: ILO and Munich Re Foundation [pdf] <www.munichre-foundation.org/dms/MRS/Documents/ProtectingthepoorAmicroinsurancecompendiumFullBook.pdf> [accessed 19 January 2016].
Churchill, C. and McCord, M.J. (2012) ‘Current trends in microinsurance’, in C. Churchill & M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 8–39, Geneva: ILO and Munich Re Foundation.
Churchill, C., Dalal, A. and Ling, J. (2014) ‘Better microinsurance for MFIs’, Enterprise Development & Microfinance 25(18): 57–71 <http://dx.doi.org/10.3362/1755-1986.2014.006>.
Dercon, S., Gunning, J.W., Zeitlin, A. and Lombardini, S. (2012) The Impact of a Health Insurance Programme: Evidence from a Randomized Controlled Trial in Kenya [pdf], Geneva: ILO <www.ilo.org/public/english/employment/mifacility/download/repaper24.pdf> [accessed 19 January 2016].
Ekman, B. (2004) ‘Community-based health insurance in low-income countries: a systematic review of the evidence’, Health Policy and Planning 19(5): 249–70 <http://dx.doi.org/10.1093/heapol/czh031>.
Garand, D., Tatin-Jaleran, C., Swiderek, D. and Yang, M. (2012) ‘Pricing of microinsurance products’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 464–83, Geneva: ILO and Munich Re Foundation.
Hamid, S.A., Roberts, J. and Mosley, P. (2011) ‘Can micro health insurance reduce poverty? Evidence from Bangladesh’, Journal of Risk and Insurance 78(1): 57–82 <http://dx.doi.org/10.1111/j.1539-6975.2010.01402.x>.
Instituto de Estudos de Saúde Suplementar (IESS) (2013) Série Histórica Variação dos Custos (%) [pdf], São Paulo: IESS <www.iess.org.br/html/VCMHConsolidado.pdf> [accessed 19 January 2016].
Leatherman, S., Christensen, L.J. and Holtz, J. (2012) ‘Innovations and barriers in health microinsurance’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 112–31, Geneva: ILO and Munich Re Foundation.
McCord, M.J., Opdebeeck, B., Biese, K. and Pandey, M. (2014) ‘“If you can’t measure it, you can’t measure”: microinsurance by the numbers’, Enterprise Development & Microfinance 25(1): 41–56 <http://dx.doi.org/10.3362/1755-1986.2014.005>.
Matul, M., Dalal, A., de Bock, O. and Gelade, W. (2013) ‘Microinsurance demand: determinants and strategies’, Enterprise Development & Microfinance 24(4): 311–27 <http://dx.doi.org/10.3362/1755-1986.2013.029>.
Radeva, I. (2012) Balancing Health Microinsurance [online], Copenhagen Business School, <http://studenttheses.cbs.dk/bitstream/handle/10417/3237/irena_radeva.pdf?sequence=1> [accessed 19 January 2016].
Ramalho, R.L. (2002) Precificação de planos de saúde [online], Florianópolis, Brazil: Universidade Federal de Santa Catarina <https://repositorio.ufsc.br/handle/123456789/82655> [accessed 19 January 2016].
Silva, K.R. and Afonso, L.E. (2013) ‘A study on life microinsurance in Brazil’, Brazilian Business Review 10(3): 130–55 <http://dx.doi.org/10.15728/bbr.2013.10.3.6>.
Sinha, T., Desai, S. and Mahal, A. (2014) ‘Hospitalized for fever? Understanding hospitalization for common illnesses among insured women in a low-income setting’, Health Policy and Planning 29(4): 475–82 <http://dx.doi.org/10.1093/heapol/czt032>.
Valor Econômico (2013) ‘Valor 1000: 1000 maiores empresas e as campeãs em 25 setores e regiões’, Valor Econômico [online], p.1. <www.valor.com.br/valor1000/2013/rankingmaioressegurosaude> [accessed 10 December 2013].
Vicente, K.N. de S. (2011) Análise da viabilidade de implementação e desenvolvimento de Microsseguros de Saúde em Angola (município da Matala) [online], Universidade Técnica de Lisboa <http://hdl.handle.net/10400.5/3370> [accessed 19 January 2016].
Agência Nacional de Saúde Suplementar (ANS) (2014) Caderno de Informação da Saúde Suplementar: benefícios, operadoras e planos, Rio de Janeiro: ANS, p. 28.
Ahuja, R. and Jütting, J. (2004) Are the poor too poor to demand health insurance? Journal of Microfinance 6(1): 1–20 [online] <https://ojs.lib.byu.edu/spc/index.php/ESR/article/view/1442> [accessed 19 January 2016].
Banerjee, A., Duflo, E. and Hornbeck, R. (2014) ‘Bundling health insurance and microfinance in India: there cannot be adverse selection if there is no demand’, American Economic Review 104(5): 291–7 <http://dx.doi.org/10.1257/aer.104.5.291>.
Banthia, A., Johnson, S., McCord, Michael J., and Mathews, B. (2012) ‘Microinsurance that works for women’, in M.J. McCord and M. Matul (eds), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 331–48, Geneva: ILO and Munich Re Foundation.
Bester, H., Chamberlain, D., Hougaard, C. and Smit, H. (2010) Microinsurance in Brazil: Towards a Strategy for Market Development [pdf] Cape Town: Centre for Financial Regulation & Inclusion <http://www.funenseg.org.br/arquivos/00-Microinsurance-Vol%203.indd.pdf> [accessed 19 January 2016].
Bester, H., Chamberlain, D., Hougaard, C. and Smit H. (2011) Microsseguros no Brasil: Buscando uma Estratégia para Desenvolvimento do Mercado [pdf] Rio de Janeiro: Funenseg/CNSeg/Cenfri <http://www.funenseg.org.br/arquivos/01-Microsseguros-Vol%203.indd.pdf> [accessed 19 January 2016].
Biener, C. and Eling, M. (2012) ‘Insurability in microinsurance markets: an analysis of problems and potential solutions’, The Geneva Papers on Risk and Insurance: Issues and Practice 37(1): 77–107 <http://dx.doi.org/10.1057/gpp.2011.29>.
Brazil (2008). Decreto No 6339, de 3 de janeiro de 2008. Brasília. <www.planalto.gov.br/ccivil_03/_Ato2007-2010/2008/Decreto/D6339.htm>. [accessed 06 march 2016].
Chandani, T. (2009) Microinsurance Business Models [pdf], Washington, DC: World Bank <http://siteresources.worldbank.org/EXTFINANCIALSECTOR/Resources/282884-1242281415644/Microinsruance_Business_Models.pdf> [accessed 19 January 2016].
Churchill, C. (2006) ‘What is insurance for the poor?’ in C. Churchill (ed.), Protecting the Poor: A Microinsurance Compendium, pp. 12–24, Geneva: ILO and Munich Re Foundation [pdf] <www.munichre-foundation.org/dms/MRS/Documents/ProtectingthepoorAmicroinsurancecompendiumFullBook.pdf> [accessed 19 January 2016].
Churchill, C. and McCord, M.J. (2012) ‘Current trends in microinsurance’, in C. Churchill & M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 8–39, Geneva: ILO and Munich Re Foundation.
Churchill, C., Dalal, A. and Ling, J. (2014) ‘Better microinsurance for MFIs’, Enterprise Development & Microfinance 25(18): 57–71 <http://dx.doi.org/10.3362/1755-1986.2014.006>.
Dercon, S., Gunning, J.W., Zeitlin, A. and Lombardini, S. (2012) The Impact of a Health Insurance Programme: Evidence from a Randomized Controlled Trial in Kenya [pdf], Geneva: ILO <www.ilo.org/public/english/employment/mifacility/download/repaper24.pdf> [accessed 19 January 2016].
Ekman, B. (2004) ‘Community-based health insurance in low-income countries: a systematic review of the evidence’, Health Policy and Planning 19(5): 249–70 <http://dx.doi.org/10.1093/heapol/czh031>.
Garand, D., Tatin-Jaleran, C., Swiderek, D. and Yang, M. (2012) ‘Pricing of microinsurance products’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 464–83, Geneva: ILO and Munich Re Foundation.
Hamid, S.A., Roberts, J. and Mosley, P. (2011) ‘Can micro health insurance reduce poverty? Evidence from Bangladesh’, Journal of Risk and Insurance 78(1): 57–82 <http://dx.doi.org/10.1111/j.1539-6975.2010.01402.x>.
Instituto de Estudos de Saúde Suplementar (IESS) (2013) Série Histórica Variação dos Custos (%) [pdf], São Paulo: IESS <www.iess.org.br/html/VCMHConsolidado.pdf> [accessed 19 January 2016].
Leatherman, S., Christensen, L.J. and Holtz, J. (2012) ‘Innovations and barriers in health microinsurance’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 112–31, Geneva: ILO and Munich Re Foundation.
McCord, M.J., Opdebeeck, B., Biese, K. and Pandey, M. (2014) ‘“If you can’t measure it, you can’t measure”: microinsurance by the numbers’, Enterprise Development & Microfinance 25(1): 41–56 <http://dx.doi.org/10.3362/1755-1986.2014.005>.
Matul, M., Dalal, A., de Bock, O. and Gelade, W. (2013) ‘Microinsurance demand: determinants and strategies’, Enterprise Development & Microfinance 24(4): 311–27 <http://dx.doi.org/10.3362/1755-1986.2013.029>.
Radeva, I. (2012) Balancing Health Microinsurance [online], Copenhagen Business School, <http://studenttheses.cbs.dk/bitstream/handle/10417/3237/irena_radeva.pdf?sequence=1> [accessed 19 January 2016].
Ramalho, R.L. (2002) Precificação de planos de saúde [online], Florianópolis, Brazil: Universidade Federal de Santa Catarina <https://repositorio.ufsc.br/handle/123456789/82655> [accessed 19 January 2016].
Silva, K.R. and Afonso, L.E. (2013) ‘A study on life microinsurance in Brazil’, Brazilian Business Review 10(3): 130–55 <http://dx.doi.org/10.15728/bbr.2013.10.3.6>.
Sinha, T., Desai, S. and Mahal, A. (2014) ‘Hospitalized for fever? Understanding hospitalization for common illnesses among insured women in a low-income setting’, Health Policy and Planning 29(4): 475–82 <http://dx.doi.org/10.1093/heapol/czt032>.
Valor Econômico (2013) ‘Valor 1000: 1000 maiores empresas e as campeãs em 25 setores e regiões’, Valor Econômico [online], p.1. <www.valor.com.br/valor1000/2013/rankingmaioressegurosaude> [accessed 10 December 2013].
Vicente, K.N. de S. (2011) Análise da viabilidade de implementação e desenvolvimento de Microsseguros de Saúde em Angola (município da Matala) [online], Universidade Técnica de Lisboa <http://hdl.handle.net/10400.5/3370> [accessed 19 January 2016].
Agência Nacional de Saúde Suplementar (ANS) (2014) Caderno de Informação da Saúde Suplementar: benefícios, operadoras e planos, Rio de Janeiro: ANS, p. 28.
Ahuja, R. and Jütting, J. (2004) Are the poor too poor to demand health insurance? Journal of Microfinance 6(1): 1–20 [online] <https://ojs.lib.byu.edu/spc/index.php/ESR/article/view/1442> [accessed 19 January 2016].
Banerjee, A., Duflo, E. and Hornbeck, R. (2014) ‘Bundling health insurance and microfinance in India: there cannot be adverse selection if there is no demand’, American Economic Review 104(5): 291–7 <http://dx.doi.org/10.1257/aer.104.5.291>.
Banthia, A., Johnson, S., McCord, Michael J., and Mathews, B. (2012) ‘Microinsurance that works for women’, in M.J. McCord and M. Matul (eds), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 331–48, Geneva: ILO and Munich Re Foundation.
Bester, H., Chamberlain, D., Hougaard, C. and Smit, H. (2010) Microinsurance in Brazil: Towards a Strategy for Market Development [pdf] Cape Town: Centre for Financial Regulation & Inclusion <http://www.funenseg.org.br/arquivos/00-Microinsurance-Vol%203.indd.pdf> [accessed 19 January 2016].
Bester, H., Chamberlain, D., Hougaard, C. and Smit H. (2011) Microsseguros no Brasil: Buscando uma Estratégia para Desenvolvimento do Mercado [pdf] Rio de Janeiro: Funenseg/CNSeg/Cenfri <http://www.funenseg.org.br/arquivos/01-Microsseguros-Vol%203.indd.pdf> [accessed 19 January 2016].
Biener, C. and Eling, M. (2012) ‘Insurability in microinsurance markets: an analysis of problems and potential solutions’, The Geneva Papers on Risk and Insurance: Issues and Practice 37(1): 77–107 <http://dx.doi.org/10.1057/gpp.2011.29>.
Brazil (2008). Decreto No 6339, de 3 de janeiro de 2008. Brasília. <www.planalto.gov.br/ccivil_03/_Ato2007-2010/2008/Decreto/D6339.htm>. [accessed 06 march 2016].
Chandani, T. (2009) Microinsurance Business Models [pdf], Washington, DC: World Bank <http://siteresources.worldbank.org/EXTFINANCIALSECTOR/Resources/282884-1242281415644/Microinsruance_Business_Models.pdf> [accessed 19 January 2016].
Churchill, C. (2006) ‘What is insurance for the poor?’ in C. Churchill (ed.), Protecting the Poor: A Microinsurance Compendium, pp. 12–24, Geneva: ILO and Munich Re Foundation [pdf] <www.munichre-foundation.org/dms/MRS/Documents/ProtectingthepoorAmicroinsurancecompendiumFullBook.pdf> [accessed 19 January 2016].
Churchill, C. and McCord, M.J. (2012) ‘Current trends in microinsurance’, in C. Churchill & M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 8–39, Geneva: ILO and Munich Re Foundation.
Churchill, C., Dalal, A. and Ling, J. (2014) ‘Better microinsurance for MFIs’, Enterprise Development & Microfinance 25(18): 57–71 <http://dx.doi.org/10.3362/1755-1986.2014.006>.
Dercon, S., Gunning, J.W., Zeitlin, A. and Lombardini, S. (2012) The Impact of a Health Insurance Programme: Evidence from a Randomized Controlled Trial in Kenya [pdf], Geneva: ILO <www.ilo.org/public/english/employment/mifacility/download/repaper24.pdf> [accessed 19 January 2016].
Ekman, B. (2004) ‘Community-based health insurance in low-income countries: a systematic review of the evidence’, Health Policy and Planning 19(5): 249–70 <http://dx.doi.org/10.1093/heapol/czh031>.
Garand, D., Tatin-Jaleran, C., Swiderek, D. and Yang, M. (2012) ‘Pricing of microinsurance products’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 464–83, Geneva: ILO and Munich Re Foundation.
Hamid, S.A., Roberts, J. and Mosley, P. (2011) ‘Can micro health insurance reduce poverty? Evidence from Bangladesh’, Journal of Risk and Insurance 78(1): 57–82 <http://dx.doi.org/10.1111/j.1539-6975.2010.01402.x>.
Instituto de Estudos de Saúde Suplementar (IESS) (2013) Série Histórica Variação dos Custos (%) [pdf], São Paulo: IESS <www.iess.org.br/html/VCMHConsolidado.pdf> [accessed 19 January 2016].
Leatherman, S., Christensen, L.J. and Holtz, J. (2012) ‘Innovations and barriers in health microinsurance’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 112–31, Geneva: ILO and Munich Re Foundation.
McCord, M.J., Opdebeeck, B., Biese, K. and Pandey, M. (2014) ‘“If you can’t measure it, you can’t measure”: microinsurance by the numbers’, Enterprise Development & Microfinance 25(1): 41–56 <http://dx.doi.org/10.3362/1755-1986.2014.005>.
Matul, M., Dalal, A., de Bock, O. and Gelade, W. (2013) ‘Microinsurance demand: determinants and strategies’, Enterprise Development & Microfinance 24(4): 311–27 <http://dx.doi.org/10.3362/1755-1986.2013.029>.
Radeva, I. (2012) Balancing Health Microinsurance [online], Copenhagen Business School, <http://studenttheses.cbs.dk/bitstream/handle/10417/3237/irena_radeva.pdf?sequence=1> [accessed 19 January 2016].
Ramalho, R.L. (2002) Precificação de planos de saúde [online], Florianópolis, Brazil: Universidade Federal de Santa Catarina <https://repositorio.ufsc.br/handle/123456789/82655> [accessed 19 January 2016].
Silva, K.R. and Afonso, L.E. (2013) ‘A study on life microinsurance in Brazil’, Brazilian Business Review 10(3): 130–55 <http://dx.doi.org/10.15728/bbr.2013.10.3.6>.
Sinha, T., Desai, S. and Mahal, A. (2014) ‘Hospitalized for fever? Understanding hospitalization for common illnesses among insured women in a low-income setting’, Health Policy and Planning 29(4): 475–82 <http://dx.doi.org/10.1093/heapol/czt032>.
Valor Econômico (2013) ‘Valor 1000: 1000 maiores empresas e as campeãs em 25 setores e regiões’, Valor Econômico [online], p.1. <www.valor.com.br/valor1000/2013/rankingmaioressegurosaude> [accessed 10 December 2013].
Vicente, K.N. de S. (2011) Análise da viabilidade de implementação e desenvolvimento de Microsseguros de Saúde em Angola (município da Matala) [online], Universidade Técnica de Lisboa <http://hdl.handle.net/10400.5/3370> [accessed 19 January 2016].
Agência Nacional de Saúde Suplementar (ANS) (2014) Caderno de Informação da Saúde Suplementar: benefícios, operadoras e planos, Rio de Janeiro: ANS, p. 28.
Ahuja, R. and Jütting, J. (2004) Are the poor too poor to demand health insurance? Journal of Microfinance 6(1): 1–20 [online] <https://ojs.lib.byu.edu/spc/index.php/ESR/article/view/1442> [accessed 19 January 2016].
Banerjee, A., Duflo, E. and Hornbeck, R. (2014) ‘Bundling health insurance and microfinance in India: there cannot be adverse selection if there is no demand’, American Economic Review 104(5): 291–7 <http://dx.doi.org/10.1257/aer.104.5.291>.
Banthia, A., Johnson, S., McCord, Michael J., and Mathews, B. (2012) ‘Microinsurance that works for women’, in M.J. McCord and M. Matul (eds), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 331–48, Geneva: ILO and Munich Re Foundation.
Bester, H., Chamberlain, D., Hougaard, C. and Smit, H. (2010) Microinsurance in Brazil: Towards a Strategy for Market Development [pdf] Cape Town: Centre for Financial Regulation & Inclusion <http://www.funenseg.org.br/arquivos/00-Microinsurance-Vol%203.indd.pdf> [accessed 19 January 2016].
Bester, H., Chamberlain, D., Hougaard, C. and Smit H. (2011) Microsseguros no Brasil: Buscando uma Estratégia para Desenvolvimento do Mercado [pdf] Rio de Janeiro: Funenseg/CNSeg/Cenfri <http://www.funenseg.org.br/arquivos/01-Microsseguros-Vol%203.indd.pdf> [accessed 19 January 2016].
Biener, C. and Eling, M. (2012) ‘Insurability in microinsurance markets: an analysis of problems and potential solutions’, The Geneva Papers on Risk and Insurance: Issues and Practice 37(1): 77–107 <http://dx.doi.org/10.1057/gpp.2011.29>.
Brazil (2008). Decreto No 6339, de 3 de janeiro de 2008. Brasília. <www.planalto.gov.br/ccivil_03/_Ato2007-2010/2008/Decreto/D6339.htm>. [accessed 06 march 2016].
Chandani, T. (2009) Microinsurance Business Models [pdf], Washington, DC: World Bank <http://siteresources.worldbank.org/EXTFINANCIALSECTOR/Resources/282884-1242281415644/Microinsruance_Business_Models.pdf> [accessed 19 January 2016].
Churchill, C. (2006) ‘What is insurance for the poor?’ in C. Churchill (ed.), Protecting the Poor: A Microinsurance Compendium, pp. 12–24, Geneva: ILO and Munich Re Foundation [pdf] <www.munichre-foundation.org/dms/MRS/Documents/ProtectingthepoorAmicroinsurancecompendiumFullBook.pdf> [accessed 19 January 2016].
Churchill, C. and McCord, M.J. (2012) ‘Current trends in microinsurance’, in C. Churchill & M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 8–39, Geneva: ILO and Munich Re Foundation.
Churchill, C., Dalal, A. and Ling, J. (2014) ‘Better microinsurance for MFIs’, Enterprise Development & Microfinance 25(18): 57–71 <http://dx.doi.org/10.3362/1755-1986.2014.006>.
Dercon, S., Gunning, J.W., Zeitlin, A. and Lombardini, S. (2012) The Impact of a Health Insurance Programme: Evidence from a Randomized Controlled Trial in Kenya [pdf], Geneva: ILO <www.ilo.org/public/english/employment/mifacility/download/repaper24.pdf> [accessed 19 January 2016].
Ekman, B. (2004) ‘Community-based health insurance in low-income countries: a systematic review of the evidence’, Health Policy and Planning 19(5): 249–70 <http://dx.doi.org/10.1093/heapol/czh031>.
Garand, D., Tatin-Jaleran, C., Swiderek, D. and Yang, M. (2012) ‘Pricing of microinsurance products’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 464–83, Geneva: ILO and Munich Re Foundation.
Hamid, S.A., Roberts, J. and Mosley, P. (2011) ‘Can micro health insurance reduce poverty? Evidence from Bangladesh’, Journal of Risk and Insurance 78(1): 57–82 <http://dx.doi.org/10.1111/j.1539-6975.2010.01402.x>.
Instituto de Estudos de Saúde Suplementar (IESS) (2013) Série Histórica Variação dos Custos (%) [pdf], São Paulo: IESS <www.iess.org.br/html/VCMHConsolidado.pdf> [accessed 19 January 2016].
Leatherman, S., Christensen, L.J. and Holtz, J. (2012) ‘Innovations and barriers in health microinsurance’, in C. Churchill and M. Matul (eds.), Protecting the Poor: A Microinsurance Compendium. Volume II, pp. 112–31, Geneva: ILO and Munich Re Foundation.
McCord, M.J., Opdebeeck, B., Biese, K. and Pandey, M. (2014) ‘“If you can’t measure it, you can’t measure”: microinsurance by the numbers’, Enterprise Development & Microfinance 25(1): 41–56 <http://dx.doi.org/10.3362/1755-1986.2014.005>.
Matul, M., Dalal, A., de Bock, O. and Gelade, W. (2013) ‘Microinsurance demand: determinants and strategies’, Enterprise Development & Microfinance 24(4): 311–27 <http://dx.doi.org/10.3362/1755-1986.2013.029>.
Radeva, I. (2012) Balancing Health Microinsurance [online], Copenhagen Business School, <http://studenttheses.cbs.dk/bitstream/handle/10417/3237/irena_radeva.pdf?sequence=1> [accessed 19 January 2016].
Ramalho, R.L. (2002) Precificação de planos de saúde [online], Florianópolis, Brazil: Universidade Federal de Santa Catarina <https://repositorio.ufsc.br/handle/123456789/82655> [accessed 19 January 2016].
Silva, K.R. and Afonso, L.E. (2013) ‘A study on life microinsurance in Brazil’, Brazilian Business Review 10(3): 130–55 <http://dx.doi.org/10.15728/bbr.2013.10.3.6>.
Sinha, T., Desai, S. and Mahal, A. (2014) ‘Hospitalized for fever? Understanding hospitalization for common illnesses among insured women in a low-income setting’, Health Policy and Planning 29(4): 475–82 <http://dx.doi.org/10.1093/heapol/czt032>.
Valor Econômico (2013) ‘Valor 1000: 1000 maiores empresas e as campeãs em 25 setores e regiões’, Valor Econômico [online], p.1. <www.valor.com.br/valor1000/2013/rankingmaioressegurosaude> [accessed 10 December 2013].
Vicente, K.N. de S. (2011) Análise da viabilidade de implementação e desenvolvimento de Microsseguros de Saúde em Angola (município da Matala) [online], Universidade Técnica de Lisboa <http://hdl.handle.net/10400.5/3370> [accessed 19 January 2016].
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- Value chain development for rural poverty reduction: A reality check and a warning