In our regular debate between experts, Crossfire invites David Grace and Malcolm Harper to argue the case surrounding: ‘Producer collectives, cooperatives and other types of group are not usually sustainable and do not deliver long-term benefits to smallholders’.

Basel Committee (2010) ‘Microfinance activities and core principles - Basel Committee issues consultative paper’, Bank for International Settlements, www.bis.org/press/p100209.htm www.bis.org/press/p100209.htm

CGAP (Consultative Group to Assist the Poor) (2009) Financial Access: Measuring Financial Inclusion Around the World, CGAP, Washington DC.

Harper, M. and Roy, A. K. (2000) Co-operative Success, Oxford and IBH New Delhi, ITDG London.

Harper, M. (2009) Inclusive Value Chains in India, World Scientific Publications, Singapore and Chennai.

Headd, B. (2003) ‘Redefining business success: Distingusihing between closure and failure’, Small Business Economics, 21: 51-61.

Hesse, H. and Cihák, M (2007) Cooperative Banks and Financial Sustainability, IMF Working Paper WP/07/2. IMF, Washington DC.

Basel Committee (2010) ‘Microfinance activities and core principles - Basel Committee issues consultative paper’, Bank for International Settlements, www.bis.org/press/p100209.htm www.bis.org/press/p100209.htm

CGAP (Consultative Group to Assist the Poor) (2009) Financial Access: Measuring Financial Inclusion Around the World, CGAP, Washington DC.

Harper, M. and Roy, A. K. (2000) Co-operative Success, Oxford and IBH New Delhi, ITDG London.

Harper, M. (2009) Inclusive Value Chains in India, World Scientific Publications, Singapore and Chennai.

Headd, B. (2003) ‘Redefining business success: Distingusihing between closure and failure’, Small Business Economics, 21: 51-61.

Hesse, H. and Cihák, M (2007) Cooperative Banks and Financial Sustainability, IMF Working Paper WP/07/2. IMF, Washington DC.

Basel Committee (2010) ‘Microfinance activities and core principles - Basel Committee issues consultative paper’, Bank for International Settlements, www.bis.org/press/p100209.htm www.bis.org/press/p100209.htm

CGAP (Consultative Group to Assist the Poor) (2009) Financial Access: Measuring Financial Inclusion Around the World, CGAP, Washington DC.

Harper, M. and Roy, A. K. (2000) Co-operative Success, Oxford and IBH New Delhi, ITDG London.

Harper, M. (2009) Inclusive Value Chains in India, World Scientific Publications, Singapore and Chennai.

Headd, B. (2003) ‘Redefining business success: Distingusihing between closure and failure’, Small Business Economics, 21: 51-61.

Hesse, H. and Cihák, M (2007) Cooperative Banks and Financial Sustainability, IMF Working Paper WP/07/2. IMF, Washington DC.

Basel Committee (2010) ‘Microfinance activities and core principles - Basel Committee issues consultative paper’, Bank for International Settlements, www.bis.org/press/p100209.htm www.bis.org/press/p100209.htm

CGAP (Consultative Group to Assist the Poor) (2009) Financial Access: Measuring Financial Inclusion Around the World, CGAP, Washington DC.

Harper, M. and Roy, A. K. (2000) Co-operative Success, Oxford and IBH New Delhi, ITDG London.

Harper, M. (2009) Inclusive Value Chains in India, World Scientific Publications, Singapore and Chennai.

Headd, B. (2003) ‘Redefining business success: Distingusihing between closure and failure’, Small Business Economics, 21: 51-61.

Hesse, H. and Cihák, M (2007) Cooperative Banks and Financial Sustainability, IMF Working Paper WP/07/2. IMF, Washington DC.