Small and medium enterprise access to finance in Peru
Peru provides an especially interesting case study of SME finance due to the availability of extensive quantitative information from official sources on SME financial markets. Using these data from official sources complemented by more limited information from financial institutions and SMEs, this article provides an analysis of SME finance in Peru and an assessment of the impact of changes in the enabling environment and of access to financial technologies. In addition, it compares, where possible, the findings with the results of recent multi-country surveys, and provides conclusions on methodologies for the analysis of SME finance and on the relevance of the Peruvian experience.Banco Central de Reservas (2003) Resultados de la Encuesta de Tasas de Interés y Condiciones Créditicia, Banco Central de Reservas, Lima.
FELABAN (Federación de Bancos Latina Americanos) and the Inter-American Development Bank (IDB)A (2007) Tracking sobre la Predisposicón de las Entidades Financieras de Latino América y de Caribe para la Financiación de Pequeñas y Medianas Empresas, FELABAN/IDB.
IFC (2007) Challenges and Opportunities for Financial Instruments in Emerging Markets, IFC, Washington. Superintendencia de Bancos y Seguros (2002, 2003, 2004 2006) Boletines Consolidados, numerous issues. Superintendencía de Bancos y Seguros (2007) unpublished database, Lima, Peru.
Banco Central de Reservas (2003) Resultados de la Encuesta de Tasas de Interés y Condiciones Créditicia, Banco Central de Reservas, Lima.
FELABAN (Federación de Bancos Latina Americanos) and the Inter-American Development Bank (IDB)A (2007) Tracking sobre la Predisposicón de las Entidades Financieras de Latino América y de Caribe para la Financiación de Pequeñas y Medianas Empresas, FELABAN/IDB.
IFC (2007) Challenges and Opportunities for Financial Instruments in Emerging Markets, IFC, Washington. Superintendencia de Bancos y Seguros (2002, 2003, 2004 2006) Boletines Consolidados, numerous issues. Superintendencía de Bancos y Seguros (2007) unpublished database, Lima, Peru.
Banco Central de Reservas (2003) Resultados de la Encuesta de Tasas de Interés y Condiciones Créditicia, Banco Central de Reservas, Lima.
FELABAN (Federación de Bancos Latina Americanos) and the Inter-American Development Bank (IDB)A (2007) Tracking sobre la Predisposicón de las Entidades Financieras de Latino América y de Caribe para la Financiación de Pequeñas y Medianas Empresas, FELABAN/IDB.
IFC (2007) Challenges and Opportunities for Financial Instruments in Emerging Markets, IFC, Washington. Superintendencia de Bancos y Seguros (2002, 2003, 2004 2006) Boletines Consolidados, numerous issues. Superintendencía de Bancos y Seguros (2007) unpublished database, Lima, Peru.
Banco Central de Reservas (2003) Resultados de la Encuesta de Tasas de Interés y Condiciones Créditicia, Banco Central de Reservas, Lima.
FELABAN (Federación de Bancos Latina Americanos) and the Inter-American Development Bank (IDB)A (2007) Tracking sobre la Predisposicón de las Entidades Financieras de Latino América y de Caribe para la Financiación de Pequeñas y Medianas Empresas, FELABAN/IDB.
IFC (2007) Challenges and Opportunities for Financial Instruments in Emerging Markets, IFC, Washington. Superintendencia de Bancos y Seguros (2002, 2003, 2004 2006) Boletines Consolidados, numerous issues. Superintendencía de Bancos y Seguros (2007) unpublished database, Lima, Peru.
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