Innovations for success and scale-up: an analysis of Bandhan’s Targeting the Hard Core Poor programme in India
Across the world, programmes that reach the ultra-poor have a similar design, with few differences. Based on secondary literature and practical experience, this paper describes the key features, and examines the innovations and adaptations of the scale-up and replications of these programmes. A participatory review of the Targeting the Hard Core Poor programme forms the basis of the discussions, with references to CFPR, CLP, and CAIM programmes. The paper highlights very high success rates of ultra-poor programmes across the world and in India. The critical adaptations in replication include preference to inclusion errors over exclusion errors, confidence building of the ultra-poor women, an expanded choice of enterprises, flexible graduation indicators, and rigorous monitoring systems. Areas of further research include studying the sustainability of village-level institutions for protection of the ultra-poor. The paper cautions that ultra-poor programmes should not replace official social protection schemes, for which continued advocacy is needed.Banerjee, A., Duflo, E., Goldberg, N., Karlan, D., Osei, R., Pariente, W., Shapiro, J., Thuysbaert, B. and Udry, C. (2015) ‘A multi-faceted program causes lasting progress for the very poor: evidence from six countries’, Science 348(6236) <http://dx.doi.org/10.1126/science.1260799>.
Banerjee, A., Duflo, E., Chattopadhyay, R. and Shapiro, J. (2016) ‘The long-term impacts of a “graduation” program: evidence from West Bengal’, Working Paper, September 2016 [online] <https://economics.mit.edu/files/12031> [accessed 20 February 2018].
Barua, P. and Sulaiman, M. (2006) Targeting the Poorest in Microfinance: Poverty Outreach of BDP Ultra Poor Programme, CFPR/TUP Working Paper Series No. 13, Dhaka: Research and Evaluation Division-BRAC.
BRAC (2017) ‘BRAC’s ultra-poor graduation programme: an end to extreme poverty in our lifetime’, paper for UN Expert Group Meeting in May 2017, Dhaka: BRAC.
Deloitte (2016) End-term impact assessment report, Axis Bank Bandhan Holistic Assistance (draft for discussion), Mumbai: Deloitte (Unpublished document).
Huda, K., Rahman, S. and Guirguis, C. (2005) Is Social Capital the Missing Link? An Exploratory Study of Gram Shahayak Committee Effectiveness, March 2005, Dhaka: Research and Evaluation Division-BRAC.
Kenward, S., Blackie, R. and Islam, R. (2011) Review of the CLP’s Selection and Graduation Criteria, Bogra: CLP.
Matin, I., Sulaiman, M. and Rabbani, M. (2008) Crafting a Graduation Pathway for the Ultra-Poor: Lessons and Evidence from a BRAC Programme, Working Paper, March 2008, Dhaka: Research and Evaluation Division-BRAC.
Morel, R. and Chowdhury, R. (2015) ‘Reaching the ultra-poor: adapting targeting strategy in the context of South Sudan’, Journal of International Development 27(7): 987–1011 <http://dx.doi.org/10.1002/jid.3131>.
Premchander, S. (2010) Review of the Social Development component of the Chars Livelihoods Programme, Bangladesh: Chars Livelihoods Programme.
Premchander, S. (2012) Social Development Review, Bangladesh: Chars Livelihoods Programme.
Premchander, S., Prameela, V. and Chidambaranathan, M. (2015) ‘Prevention and elimination of bonded labour: the potential and limits of microfinance-led approaches’, Geneva: Special Action Programme to combat Forced Labour, Fundamental Principles and Right at Work Branch, International Labour Office.
Qayum, N. and Samadder, M. (2013) Eradicating Extreme Poverty in Bangladesh: National Strategies and Activities, Research Monograph Series No. 58, Dhaka: BRAC.
Samson, M. (2015) ‘Exit or developmental impact? The role of “graduation” in social protection programmes’, IDS Bulletin 46(2): 13–24 <http://dx.doi.org/10.1111/1759-5436.12125>.
Sengupta, A. (2013) Bandhan’s Targeting the Hard-core Poor Program: A Qualitative Study on Participants’ Ascent out of Extreme Poverty, Dhaka: BRAC Development Institute.
Sulaiman, M. and Misha, F. (2016) Comparative Cost-Benefit Analysis of Programs for the Ultra-Poor in Bangladesh, Bangladesh Priorities, Copenhagen Consensus Center, 2016. License: Creative Commons Attribution CC BY 4.0.
Banerjee, A., Duflo, E., Goldberg, N., Karlan, D., Osei, R., Pariente, W., Shapiro, J., Thuysbaert, B. and Udry, C. (2015) ‘A multi-faceted program causes lasting progress for the very poor: evidence from six countries’, Science 348(6236) <http://dx.doi.org/10.1126/science.1260799>.
Banerjee, A., Duflo, E., Chattopadhyay, R. and Shapiro, J. (2016) ‘The long-term impacts of a “graduation” program: evidence from West Bengal’, Working Paper, September 2016 [online] <https://economics.mit.edu/files/12031> [accessed 20 February 2018].
Barua, P. and Sulaiman, M. (2006) Targeting the Poorest in Microfinance: Poverty Outreach of BDP Ultra Poor Programme, CFPR/TUP Working Paper Series No. 13, Dhaka: Research and Evaluation Division-BRAC.
BRAC (2017) ‘BRAC’s ultra-poor graduation programme: an end to extreme poverty in our lifetime’, paper for UN Expert Group Meeting in May 2017, Dhaka: BRAC.
Deloitte (2016) End-term impact assessment report, Axis Bank Bandhan Holistic Assistance (draft for discussion), Mumbai: Deloitte (Unpublished document).
Huda, K., Rahman, S. and Guirguis, C. (2005) Is Social Capital the Missing Link? An Exploratory Study of Gram Shahayak Committee Effectiveness, March 2005, Dhaka: Research and Evaluation Division-BRAC.
Kenward, S., Blackie, R. and Islam, R. (2011) Review of the CLP’s Selection and Graduation Criteria, Bogra: CLP.
Matin, I., Sulaiman, M. and Rabbani, M. (2008) Crafting a Graduation Pathway for the Ultra-Poor: Lessons and Evidence from a BRAC Programme, Working Paper, March 2008, Dhaka: Research and Evaluation Division-BRAC.
Morel, R. and Chowdhury, R. (2015) ‘Reaching the ultra-poor: adapting targeting strategy in the context of South Sudan’, Journal of International Development 27(7): 987–1011 <http://dx.doi.org/10.1002/jid.3131>.
Premchander, S. (2010) Review of the Social Development component of the Chars Livelihoods Programme, Bangladesh: Chars Livelihoods Programme.
Premchander, S. (2012) Social Development Review, Bangladesh: Chars Livelihoods Programme.
Premchander, S., Prameela, V. and Chidambaranathan, M. (2015) ‘Prevention and elimination of bonded labour: the potential and limits of microfinance-led approaches’, Geneva: Special Action Programme to combat Forced Labour, Fundamental Principles and Right at Work Branch, International Labour Office.
Qayum, N. and Samadder, M. (2013) Eradicating Extreme Poverty in Bangladesh: National Strategies and Activities, Research Monograph Series No. 58, Dhaka: BRAC.
Samson, M. (2015) ‘Exit or developmental impact? The role of “graduation” in social protection programmes’, IDS Bulletin 46(2): 13–24 <http://dx.doi.org/10.1111/1759-5436.12125>.
Sengupta, A. (2013) Bandhan’s Targeting the Hard-core Poor Program: A Qualitative Study on Participants’ Ascent out of Extreme Poverty, Dhaka: BRAC Development Institute.
Sulaiman, M. and Misha, F. (2016) Comparative Cost-Benefit Analysis of Programs for the Ultra-Poor in Bangladesh, Bangladesh Priorities, Copenhagen Consensus Center, 2016. License: Creative Commons Attribution CC BY 4.0.
Banerjee, A., Duflo, E., Goldberg, N., Karlan, D., Osei, R., Pariente, W., Shapiro, J., Thuysbaert, B. and Udry, C. (2015) ‘A multi-faceted program causes lasting progress for the very poor: evidence from six countries’, Science 348(6236) <http://dx.doi.org/10.1126/science.1260799>.
Banerjee, A., Duflo, E., Chattopadhyay, R. and Shapiro, J. (2016) ‘The long-term impacts of a “graduation” program: evidence from West Bengal’, Working Paper, September 2016 [online] <https://economics.mit.edu/files/12031> [accessed 20 February 2018].
Barua, P. and Sulaiman, M. (2006) Targeting the Poorest in Microfinance: Poverty Outreach of BDP Ultra Poor Programme, CFPR/TUP Working Paper Series No. 13, Dhaka: Research and Evaluation Division-BRAC.
BRAC (2017) ‘BRAC’s ultra-poor graduation programme: an end to extreme poverty in our lifetime’, paper for UN Expert Group Meeting in May 2017, Dhaka: BRAC.
Deloitte (2016) End-term impact assessment report, Axis Bank Bandhan Holistic Assistance (draft for discussion), Mumbai: Deloitte (Unpublished document).
Huda, K., Rahman, S. and Guirguis, C. (2005) Is Social Capital the Missing Link? An Exploratory Study of Gram Shahayak Committee Effectiveness, March 2005, Dhaka: Research and Evaluation Division-BRAC.
Kenward, S., Blackie, R. and Islam, R. (2011) Review of the CLP’s Selection and Graduation Criteria, Bogra: CLP.
Matin, I., Sulaiman, M. and Rabbani, M. (2008) Crafting a Graduation Pathway for the Ultra-Poor: Lessons and Evidence from a BRAC Programme, Working Paper, March 2008, Dhaka: Research and Evaluation Division-BRAC.
Morel, R. and Chowdhury, R. (2015) ‘Reaching the ultra-poor: adapting targeting strategy in the context of South Sudan’, Journal of International Development 27(7): 987–1011 <http://dx.doi.org/10.1002/jid.3131>.
Premchander, S. (2010) Review of the Social Development component of the Chars Livelihoods Programme, Bangladesh: Chars Livelihoods Programme.
Premchander, S. (2012) Social Development Review, Bangladesh: Chars Livelihoods Programme.
Premchander, S., Prameela, V. and Chidambaranathan, M. (2015) ‘Prevention and elimination of bonded labour: the potential and limits of microfinance-led approaches’, Geneva: Special Action Programme to combat Forced Labour, Fundamental Principles and Right at Work Branch, International Labour Office.
Qayum, N. and Samadder, M. (2013) Eradicating Extreme Poverty in Bangladesh: National Strategies and Activities, Research Monograph Series No. 58, Dhaka: BRAC.
Samson, M. (2015) ‘Exit or developmental impact? The role of “graduation” in social protection programmes’, IDS Bulletin 46(2): 13–24 <http://dx.doi.org/10.1111/1759-5436.12125>.
Sengupta, A. (2013) Bandhan’s Targeting the Hard-core Poor Program: A Qualitative Study on Participants’ Ascent out of Extreme Poverty, Dhaka: BRAC Development Institute.
Sulaiman, M. and Misha, F. (2016) Comparative Cost-Benefit Analysis of Programs for the Ultra-Poor in Bangladesh, Bangladesh Priorities, Copenhagen Consensus Center, 2016. License: Creative Commons Attribution CC BY 4.0.
Banerjee, A., Duflo, E., Goldberg, N., Karlan, D., Osei, R., Pariente, W., Shapiro, J., Thuysbaert, B. and Udry, C. (2015) ‘A multi-faceted program causes lasting progress for the very poor: evidence from six countries’, Science 348(6236) <http://dx.doi.org/10.1126/science.1260799>.
Banerjee, A., Duflo, E., Chattopadhyay, R. and Shapiro, J. (2016) ‘The long-term impacts of a “graduation” program: evidence from West Bengal’, Working Paper, September 2016 [online] <https://economics.mit.edu/files/12031> [accessed 20 February 2018].
Barua, P. and Sulaiman, M. (2006) Targeting the Poorest in Microfinance: Poverty Outreach of BDP Ultra Poor Programme, CFPR/TUP Working Paper Series No. 13, Dhaka: Research and Evaluation Division-BRAC.
BRAC (2017) ‘BRAC’s ultra-poor graduation programme: an end to extreme poverty in our lifetime’, paper for UN Expert Group Meeting in May 2017, Dhaka: BRAC.
Deloitte (2016) End-term impact assessment report, Axis Bank Bandhan Holistic Assistance (draft for discussion), Mumbai: Deloitte (Unpublished document).
Huda, K., Rahman, S. and Guirguis, C. (2005) Is Social Capital the Missing Link? An Exploratory Study of Gram Shahayak Committee Effectiveness, March 2005, Dhaka: Research and Evaluation Division-BRAC.
Kenward, S., Blackie, R. and Islam, R. (2011) Review of the CLP’s Selection and Graduation Criteria, Bogra: CLP.
Matin, I., Sulaiman, M. and Rabbani, M. (2008) Crafting a Graduation Pathway for the Ultra-Poor: Lessons and Evidence from a BRAC Programme, Working Paper, March 2008, Dhaka: Research and Evaluation Division-BRAC.
Morel, R. and Chowdhury, R. (2015) ‘Reaching the ultra-poor: adapting targeting strategy in the context of South Sudan’, Journal of International Development 27(7): 987–1011 <http://dx.doi.org/10.1002/jid.3131>.
Premchander, S. (2010) Review of the Social Development component of the Chars Livelihoods Programme, Bangladesh: Chars Livelihoods Programme.
Premchander, S. (2012) Social Development Review, Bangladesh: Chars Livelihoods Programme.
Premchander, S., Prameela, V. and Chidambaranathan, M. (2015) ‘Prevention and elimination of bonded labour: the potential and limits of microfinance-led approaches’, Geneva: Special Action Programme to combat Forced Labour, Fundamental Principles and Right at Work Branch, International Labour Office.
Qayum, N. and Samadder, M. (2013) Eradicating Extreme Poverty in Bangladesh: National Strategies and Activities, Research Monograph Series No. 58, Dhaka: BRAC.
Samson, M. (2015) ‘Exit or developmental impact? The role of “graduation” in social protection programmes’, IDS Bulletin 46(2): 13–24 <http://dx.doi.org/10.1111/1759-5436.12125>.
Sengupta, A. (2013) Bandhan’s Targeting the Hard-core Poor Program: A Qualitative Study on Participants’ Ascent out of Extreme Poverty, Dhaka: BRAC Development Institute.
Sulaiman, M. and Misha, F. (2016) Comparative Cost-Benefit Analysis of Programs for the Ultra-Poor in Bangladesh, Bangladesh Priorities, Copenhagen Consensus Center, 2016. License: Creative Commons Attribution CC BY 4.0.
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