Loan demand in Jordanian microfinance market: interest rate elasticity and loan-acceptance prediction via logistic regression
Bell, C., Srinivasan, T.N. and Udry, C. (1997) ‘Rationing, spillover, and interlinking in credit markets: the case of rural Punjab’, Oxford Economic Papers 49(4): 557–85.
Central Intelligence Agency (2014) The World Factbook [online] <https://www.cia.gov/library/publications/resources/the-world-factbook/index.html> [accessed 3 September 2015].
Dehejia, R., Montgomery, H. and Morduch, J. (2011) ‘Do interest rates matter? Credit demand in the Dhaka slums’, Journal of Development Economics 97(2): 437–49 <http://dx.doi.org/10.1016/j.jdeveco.2011.06.001>.
El-Zoghbi, M., Karlan, D., Osman, A. and Shammout, N. (2016) Understanding Demand for Sharia-compliant Loans: Results of a Randomized Experiment in Jordan [pdf], CGAP brief, Washington, DC: World Bank Group <http://documents.worldbank.org/curated/en/856701468196732651/Understanding-demand-for-Sharia-compliant-loans-results-of-a-randomized-experiment-in-Jordan> [accessed 25 December 2016].
Karlan, D.S. and Zinman, J. (2006) ‘Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts’, <http://www.dartmouth.edu/~jzinman/Papers/Derationing.Karlan-Zinman.pdf>
Karlan, D.S. and Zinman, J. (2008) ‘Credit elasticities in less-developed economies: implications for microfinance’, American Economic Review 98(3): 1040–68 <http://dx.doi.org/10.1257/aer.98.3.1040>.
Karlan, D.S. and Zinman, J. (2014) Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico [pdf], Innovations for Poverty Action, MIT Jameel Poverty Action Lab <http://karlan.yale.edu/sites/default/files/longruncreditelasts_v110.pdf> [accessed 25 December 2016].
Kocchar, A. (1997) ‘An empirical investigation of rationing constraints in rural credit markets in India’, Journal of Development Economics 53(2): 339–71.
Ministry of Planning and International Cooperation (2012) Jordan Microfinance Market Study [pdf] <www.mop.gov.jo/echobusv3.0/SystemAssets/24092014/Jordan%20Microfinance%20Market%20Study%202012.pdf> [accessed 3 September 2015].
Porteous, D. (2006) Competition and Microcredit Interest Rates [pdf], CGAP Focus Note No. 33 <https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Competition-and-Microcredit-Interest-Rates-Feb-2006.pdf> [accessed 9 September 2017].
Portocarrero Maisch, F., Soria, A.T. and Westley, G.D. (2006) How Should Microfinance Institutions Best Fund Themselves? [pdf], Inter-American Development Bank Sustainable Development Department Best Practices Series (November) <www.rrojasdatabank.info/iadbremit/howshould.pdf> [accessed 9 September 2017].
Rosenberg, R., Gaul, S., Ford, W. and Tomilova, O. (2013) Microcredit Interest Rates and Their Determinants: 2004–2011, Access to Finance Forum, Reports by CGAP and Its Partners, No. 7 (June), Washington, DC: CGAP.
Salazar, G., Bogan, V. and Turvey, C. (2010) ‘The elasticity of demand for microcredit’, Development Policy Review 33(6): 725–57 <http://dx.doi.org/10.1111/dpr.12131>.
UNESCO (2012) Education for All Global Monitoring Report: Education in Jordan [pdf], Paris: UNESCO <http://en.unesco.org/gem-report/sites/gem-report/files/Jordan_fact_sheet.pdf> [accessed 25 December 2016].
UNESCO (2015) Education: Adult literacy rate [online database] <http://data.unicef.org/topic/education/literacy/> [accessed 26 December 2016].
Whittaker, M. (2008) ‘South Africa’s National Credit Act: a possible model for the proper role of interest rate ceilings for microfinance’, Northwestern Journal of International Law and Business 28(3): 561–81.
Bell, C., Srinivasan, T.N. and Udry, C. (1997) ‘Rationing, spillover, and interlinking in credit markets: the case of rural Punjab’, Oxford Economic Papers 49(4): 557–85.
Central Intelligence Agency (2014) The World Factbook [online] <https://www.cia.gov/library/publications/resources/the-world-factbook/index.html> [accessed 3 September 2015].
Dehejia, R., Montgomery, H. and Morduch, J. (2011) ‘Do interest rates matter? Credit demand in the Dhaka slums’, Journal of Development Economics 97(2): 437–49 <http://dx.doi.org/10.1016/j.jdeveco.2011.06.001>.
El-Zoghbi, M., Karlan, D., Osman, A. and Shammout, N. (2016) Understanding Demand for Sharia-compliant Loans: Results of a Randomized Experiment in Jordan [pdf], CGAP brief, Washington, DC: World Bank Group <http://documents.worldbank.org/curated/en/856701468196732651/Understanding-demand-for-Sharia-compliant-loans-results-of-a-randomized-experiment-in-Jordan> [accessed 25 December 2016].
Karlan, D.S. and Zinman, J. (2006) ‘Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts’, <http://www.dartmouth.edu/~jzinman/Papers/Derationing.Karlan-Zinman.pdf>
Karlan, D.S. and Zinman, J. (2008) ‘Credit elasticities in less-developed economies: implications for microfinance’, American Economic Review 98(3): 1040–68 <http://dx.doi.org/10.1257/aer.98.3.1040>.
Karlan, D.S. and Zinman, J. (2014) Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico [pdf], Innovations for Poverty Action, MIT Jameel Poverty Action Lab <http://karlan.yale.edu/sites/default/files/longruncreditelasts_v110.pdf> [accessed 25 December 2016].
Kocchar, A. (1997) ‘An empirical investigation of rationing constraints in rural credit markets in India’, Journal of Development Economics 53(2): 339–71.
Ministry of Planning and International Cooperation (2012) Jordan Microfinance Market Study [pdf] <www.mop.gov.jo/echobusv3.0/SystemAssets/24092014/Jordan%20Microfinance%20Market%20Study%202012.pdf> [accessed 3 September 2015].
Porteous, D. (2006) Competition and Microcredit Interest Rates [pdf], CGAP Focus Note No. 33 <https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Competition-and-Microcredit-Interest-Rates-Feb-2006.pdf> [accessed 9 September 2017].
Portocarrero Maisch, F., Soria, A.T. and Westley, G.D. (2006) How Should Microfinance Institutions Best Fund Themselves? [pdf], Inter-American Development Bank Sustainable Development Department Best Practices Series (November) <www.rrojasdatabank.info/iadbremit/howshould.pdf> [accessed 9 September 2017].
Rosenberg, R., Gaul, S., Ford, W. and Tomilova, O. (2013) Microcredit Interest Rates and Their Determinants: 2004–2011, Access to Finance Forum, Reports by CGAP and Its Partners, No. 7 (June), Washington, DC: CGAP.
Salazar, G., Bogan, V. and Turvey, C. (2010) ‘The elasticity of demand for microcredit’, Development Policy Review 33(6): 725–57 <http://dx.doi.org/10.1111/dpr.12131>.
UNESCO (2012) Education for All Global Monitoring Report: Education in Jordan [pdf], Paris: UNESCO <http://en.unesco.org/gem-report/sites/gem-report/files/Jordan_fact_sheet.pdf> [accessed 25 December 2016].
UNESCO (2015) Education: Adult literacy rate [online database] <http://data.unicef.org/topic/education/literacy/> [accessed 26 December 2016].
Whittaker, M. (2008) ‘South Africa’s National Credit Act: a possible model for the proper role of interest rate ceilings for microfinance’, Northwestern Journal of International Law and Business 28(3): 561–81.
Bell, C., Srinivasan, T.N. and Udry, C. (1997) ‘Rationing, spillover, and interlinking in credit markets: the case of rural Punjab’, Oxford Economic Papers 49(4): 557–85.
Central Intelligence Agency (2014) The World Factbook [online] <https://www.cia.gov/library/publications/resources/the-world-factbook/index.html> [accessed 3 September 2015].
Dehejia, R., Montgomery, H. and Morduch, J. (2011) ‘Do interest rates matter? Credit demand in the Dhaka slums’, Journal of Development Economics 97(2): 437–49 <http://dx.doi.org/10.1016/j.jdeveco.2011.06.001>.
El-Zoghbi, M., Karlan, D., Osman, A. and Shammout, N. (2016) Understanding Demand for Sharia-compliant Loans: Results of a Randomized Experiment in Jordan [pdf], CGAP brief, Washington, DC: World Bank Group <http://documents.worldbank.org/curated/en/856701468196732651/Understanding-demand-for-Sharia-compliant-loans-results-of-a-randomized-experiment-in-Jordan> [accessed 25 December 2016].
Karlan, D.S. and Zinman, J. (2006) ‘Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts’, <http://www.dartmouth.edu/~jzinman/Papers/Derationing.Karlan-Zinman.pdf>
Karlan, D.S. and Zinman, J. (2008) ‘Credit elasticities in less-developed economies: implications for microfinance’, American Economic Review 98(3): 1040–68 <http://dx.doi.org/10.1257/aer.98.3.1040>.
Karlan, D.S. and Zinman, J. (2014) Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico [pdf], Innovations for Poverty Action, MIT Jameel Poverty Action Lab <http://karlan.yale.edu/sites/default/files/longruncreditelasts_v110.pdf> [accessed 25 December 2016].
Kocchar, A. (1997) ‘An empirical investigation of rationing constraints in rural credit markets in India’, Journal of Development Economics 53(2): 339–71.
Ministry of Planning and International Cooperation (2012) Jordan Microfinance Market Study [pdf] <www.mop.gov.jo/echobusv3.0/SystemAssets/24092014/Jordan%20Microfinance%20Market%20Study%202012.pdf> [accessed 3 September 2015].
Porteous, D. (2006) Competition and Microcredit Interest Rates [pdf], CGAP Focus Note No. 33 <https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Competition-and-Microcredit-Interest-Rates-Feb-2006.pdf> [accessed 9 September 2017].
Portocarrero Maisch, F., Soria, A.T. and Westley, G.D. (2006) How Should Microfinance Institutions Best Fund Themselves? [pdf], Inter-American Development Bank Sustainable Development Department Best Practices Series (November) <www.rrojasdatabank.info/iadbremit/howshould.pdf> [accessed 9 September 2017].
Rosenberg, R., Gaul, S., Ford, W. and Tomilova, O. (2013) Microcredit Interest Rates and Their Determinants: 2004–2011, Access to Finance Forum, Reports by CGAP and Its Partners, No. 7 (June), Washington, DC: CGAP.
Salazar, G., Bogan, V. and Turvey, C. (2010) ‘The elasticity of demand for microcredit’, Development Policy Review 33(6): 725–57 <http://dx.doi.org/10.1111/dpr.12131>.
UNESCO (2012) Education for All Global Monitoring Report: Education in Jordan [pdf], Paris: UNESCO <http://en.unesco.org/gem-report/sites/gem-report/files/Jordan_fact_sheet.pdf> [accessed 25 December 2016].
UNESCO (2015) Education: Adult literacy rate [online database] <http://data.unicef.org/topic/education/literacy/> [accessed 26 December 2016].
Whittaker, M. (2008) ‘South Africa’s National Credit Act: a possible model for the proper role of interest rate ceilings for microfinance’, Northwestern Journal of International Law and Business 28(3): 561–81.
Bell, C., Srinivasan, T.N. and Udry, C. (1997) ‘Rationing, spillover, and interlinking in credit markets: the case of rural Punjab’, Oxford Economic Papers 49(4): 557–85.
Central Intelligence Agency (2014) The World Factbook [online] <https://www.cia.gov/library/publications/resources/the-world-factbook/index.html> [accessed 3 September 2015].
Dehejia, R., Montgomery, H. and Morduch, J. (2011) ‘Do interest rates matter? Credit demand in the Dhaka slums’, Journal of Development Economics 97(2): 437–49 <http://dx.doi.org/10.1016/j.jdeveco.2011.06.001>.
El-Zoghbi, M., Karlan, D., Osman, A. and Shammout, N. (2016) Understanding Demand for Sharia-compliant Loans: Results of a Randomized Experiment in Jordan [pdf], CGAP brief, Washington, DC: World Bank Group <http://documents.worldbank.org/curated/en/856701468196732651/Understanding-demand-for-Sharia-compliant-loans-results-of-a-randomized-experiment-in-Jordan> [accessed 25 December 2016].
Karlan, D.S. and Zinman, J. (2006) ‘Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts’, <http://www.dartmouth.edu/~jzinman/Papers/Derationing.Karlan-Zinman.pdf>
Karlan, D.S. and Zinman, J. (2008) ‘Credit elasticities in less-developed economies: implications for microfinance’, American Economic Review 98(3): 1040–68 <http://dx.doi.org/10.1257/aer.98.3.1040>.
Karlan, D.S. and Zinman, J. (2014) Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico [pdf], Innovations for Poverty Action, MIT Jameel Poverty Action Lab <http://karlan.yale.edu/sites/default/files/longruncreditelasts_v110.pdf> [accessed 25 December 2016].
Kocchar, A. (1997) ‘An empirical investigation of rationing constraints in rural credit markets in India’, Journal of Development Economics 53(2): 339–71.
Ministry of Planning and International Cooperation (2012) Jordan Microfinance Market Study [pdf] <www.mop.gov.jo/echobusv3.0/SystemAssets/24092014/Jordan%20Microfinance%20Market%20Study%202012.pdf> [accessed 3 September 2015].
Porteous, D. (2006) Competition and Microcredit Interest Rates [pdf], CGAP Focus Note No. 33 <https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Competition-and-Microcredit-Interest-Rates-Feb-2006.pdf> [accessed 9 September 2017].
Portocarrero Maisch, F., Soria, A.T. and Westley, G.D. (2006) How Should Microfinance Institutions Best Fund Themselves? [pdf], Inter-American Development Bank Sustainable Development Department Best Practices Series (November) <www.rrojasdatabank.info/iadbremit/howshould.pdf> [accessed 9 September 2017].
Rosenberg, R., Gaul, S., Ford, W. and Tomilova, O. (2013) Microcredit Interest Rates and Their Determinants: 2004–2011, Access to Finance Forum, Reports by CGAP and Its Partners, No. 7 (June), Washington, DC: CGAP.
Salazar, G., Bogan, V. and Turvey, C. (2010) ‘The elasticity of demand for microcredit’, Development Policy Review 33(6): 725–57 <http://dx.doi.org/10.1111/dpr.12131>.
UNESCO (2012) Education for All Global Monitoring Report: Education in Jordan [pdf], Paris: UNESCO <http://en.unesco.org/gem-report/sites/gem-report/files/Jordan_fact_sheet.pdf> [accessed 25 December 2016].
UNESCO (2015) Education: Adult literacy rate [online database] <http://data.unicef.org/topic/education/literacy/> [accessed 26 December 2016].
Whittaker, M. (2008) ‘South Africa’s National Credit Act: a possible model for the proper role of interest rate ceilings for microfinance’, Northwestern Journal of International Law and Business 28(3): 561–81.
- Trade-off between outreach and sustainability of microfinance institutions: evidence from sub-Saharan Africa
- What is cocoa sustainability? Mapping stakeholders’ socio-economic, environmental, and commercial constellations of priorities
- Impact assessment of commodity standards: towards inclusive value chains
- Development impact bonds: learning from the Asháninka cocoa and coffee case in Peru
- Value chain development for rural poverty reduction: A reality check and a warning