The evaluation of microfinance performance in Bolivia
Javier Sierra, Victoria Muriel-Patino, Fernando Rodríguez-López
Armendáriz, B. and Szafarz, A. (2011) ‘On mission drift in microfinance institutions’, in B. Armendáriz and M. Labie (eds), The Handbook of Microfinance, pp. 341–66, Singapore: World Scientific.
Buyske, G. (2014) Microfinance Ratings Market Assessment [online], Washington, DC: Multilateral Investment Fund <http://idbdocs.iadb.org/wsdocs/getDocument.aspx?DOCNUM=38851310> [accessed 20 October 2018].
Consultative Group to Assist the Poor (CGAP) (2003) Microfinance Consensus Guidelines. Definitions of Selected Financial Terms, Ratios, and Adjustments for Microfinance, Washington, DC: CGAP.
Clark, H. and Sinha, F. (2013) Social Rating Guide [pdf], The Rating Initiative <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
European Microfinance Platform (e-MFP) Microfinance and Environment Action Group (2016) The Green Index 2.0: An Innovative Tool to Assess Environmental Performance in the Microfinance Sector [online], European Microfinance Platform Brief No. 6 <http://www.e-mfp.eu/resources/green-index-20-innovative-tool-assess-environmental-performance-microfinance-sector-brief> [accessed 22 September 2018].
Economist Intelligence Unit (2016) Global Microscope 2016: The Enabling Environment for Financial Inclusion [online], The Economist Intelligence Unit <https://publications.iadb.org/handle/11319/7988> [accessed 22 September 2018].
MicroFinanza Rating (2016a) ‘Microfinance institutional rating’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroFinanza Rating (2016b) ‘Social rating methodology’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroRate (2014) Technical Guide: Performance and Social Indicators for Microfinance Institutions [pdf], MicroRate <http://www.microrate.com/media/downloads/2014/05/MicroRate_-Technical-Guide-20142.pdf> [accessed 20 October 2018].
Rosenberg, R. (2009) Measuring Results of Microfinance Institutions [online], Washington, DC: CGAP/World Bank, <http://www.cgap.org/publications/measuring-results-microfinance-institutions-minimum-indicators> [accessed 14 July 2018].
Schreiner, M. (2015) Simple Poverty Scorecard® Poverty-Assessment Tool Bolivia [pdf], Scorocs™ Simple Poverty Scorecard® <http://www.simplepovertyscorecard.com/BOL_2013_ENG.pdf> [accessed 20 October 2018].
Schreiner, M., Matul, M., Pawlak, E. and Kline, S. (2014) ‘Poverty scorecards: lessons from a microlender in Bosnia-Herzegovina’, Poverty & Public Policy 6(4): 407–28 <https://onlinelibrary.wiley.com/doi/full/10.1002/pop4.86>.
SEEP Network (2008) ‘Social performance map’, [online], Arlington, VA: SEEP Network <https://seepnetwork.org/Blog-Post/Social-Performance-Map> [accessed 20 October 2018].
Smart Campaign (2014) A Guide to Client Protection Assessments [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Guide-to-Client-Protection-Assessments.pdf> [accessed 20 October 2018].
Smart Campaign (2016) Client Protection Certification Standards [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Standards_2.0_English_Final.pdf> [accessed 20 October 2018].
The Rating Initiative (2012) Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/Rating%20Guide_English_20150825.pdf> [accessed 20 October 2018].
The Rating Initiative (2013) Social Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
Trujillo, V. and Navajas, S. (2016) Financial Inclusion and Financial Systems in Latin America and the Caribbean: Data and Trends [online], Inter-American Development Bank <https://publications.iadb.org/handle/11319/8117> [accessed 20 October 2018].
Wardle, L. (2017) The Universal Standards for Social Performance Management Implementation Guide, Version 2 [pdf], Social Performance Task Force <https://sptf.info/images/usspm_impl_guide_english_20171003.pdf> [accessed 20 October 2018].
CERISE SPI4, <http://www.cerise-spi4.org/#/benchmarking/> [accessed 22 September 2018].
MicroFinanza Rating, <http://www.microfinanzarating.com/> [accessed 21 September 2018].
MicroFinanza Rating Reports, <http://www.microfinanzarating.com/index.php?option=com_wrapper&view=wrapper&Itemid=62&lang=en> [accessed 22 September 2018].
MIX Market, ‘Organization profiles’, <https://www.themix.org/mixmarket/profiles> [accessed 21 September 2018].
Poverty Probability Index (PPI), ‘PPI by country: Bolivia’, <https://www.povertyindex.org/country/Bolivia> [accessed 22 September 2018].
The Smart Campaign, ‘Certification’, <http://www.smartcampaign.org/certification/certified-organizations> [accessed 22 September 2018].
Truelift, ‘Pro-Poor Principles’, <https://sealofexcellence.wordpress.com/pro-poor-principles/> [accessed 22 September 2018].
Truelift, ‘Recognition’, <https://sealofexcellence.wordpress.com/recognition/> [accessed 22 September 2018].
Armendáriz, B. and Szafarz, A. (2011) ‘On mission drift in microfinance institutions’, in B. Armendáriz and M. Labie (eds), The Handbook of Microfinance, pp. 341–66, Singapore: World Scientific.
Buyske, G. (2014) Microfinance Ratings Market Assessment [online], Washington, DC: Multilateral Investment Fund <http://idbdocs.iadb.org/wsdocs/getDocument.aspx?DOCNUM=38851310> [accessed 20 October 2018].
Consultative Group to Assist the Poor (CGAP) (2003) Microfinance Consensus Guidelines. Definitions of Selected Financial Terms, Ratios, and Adjustments for Microfinance, Washington, DC: CGAP.
Clark, H. and Sinha, F. (2013) Social Rating Guide [pdf], The Rating Initiative <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
European Microfinance Platform (e-MFP) Microfinance and Environment Action Group (2016) The Green Index 2.0: An Innovative Tool to Assess Environmental Performance in the Microfinance Sector [online], European Microfinance Platform Brief No. 6 <http://www.e-mfp.eu/resources/green-index-20-innovative-tool-assess-environmental-performance-microfinance-sector-brief> [accessed 22 September 2018].
Economist Intelligence Unit (2016) Global Microscope 2016: The Enabling Environment for Financial Inclusion [online], The Economist Intelligence Unit <https://publications.iadb.org/handle/11319/7988> [accessed 22 September 2018].
MicroFinanza Rating (2016a) ‘Microfinance institutional rating’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroFinanza Rating (2016b) ‘Social rating methodology’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroRate (2014) Technical Guide: Performance and Social Indicators for Microfinance Institutions [pdf], MicroRate <http://www.microrate.com/media/downloads/2014/05/MicroRate_-Technical-Guide-20142.pdf> [accessed 20 October 2018].
Rosenberg, R. (2009) Measuring Results of Microfinance Institutions [online], Washington, DC: CGAP/World Bank, <http://www.cgap.org/publications/measuring-results-microfinance-institutions-minimum-indicators> [accessed 14 July 2018].
Schreiner, M. (2015) Simple Poverty Scorecard® Poverty-Assessment Tool Bolivia [pdf], Scorocs™ Simple Poverty Scorecard® <http://www.simplepovertyscorecard.com/BOL_2013_ENG.pdf> [accessed 20 October 2018].
Schreiner, M., Matul, M., Pawlak, E. and Kline, S. (2014) ‘Poverty scorecards: lessons from a microlender in Bosnia-Herzegovina’, Poverty & Public Policy 6(4): 407–28 <https://onlinelibrary.wiley.com/doi/full/10.1002/pop4.86>.
SEEP Network (2008) ‘Social performance map’, [online], Arlington, VA: SEEP Network <https://seepnetwork.org/Blog-Post/Social-Performance-Map> [accessed 20 October 2018].
Smart Campaign (2014) A Guide to Client Protection Assessments [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Guide-to-Client-Protection-Assessments.pdf> [accessed 20 October 2018].
Smart Campaign (2016) Client Protection Certification Standards [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Standards_2.0_English_Final.pdf> [accessed 20 October 2018].
The Rating Initiative (2012) Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/Rating%20Guide_English_20150825.pdf> [accessed 20 October 2018].
The Rating Initiative (2013) Social Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
Trujillo, V. and Navajas, S. (2016) Financial Inclusion and Financial Systems in Latin America and the Caribbean: Data and Trends [online], Inter-American Development Bank <https://publications.iadb.org/handle/11319/8117> [accessed 20 October 2018].
Wardle, L. (2017) The Universal Standards for Social Performance Management Implementation Guide, Version 2 [pdf], Social Performance Task Force <https://sptf.info/images/usspm_impl_guide_english_20171003.pdf> [accessed 20 October 2018].
CERISE SPI4, <http://www.cerise-spi4.org/#/benchmarking/> [accessed 22 September 2018].
MicroFinanza Rating, <http://www.microfinanzarating.com/> [accessed 21 September 2018].
MicroFinanza Rating Reports, <http://www.microfinanzarating.com/index.php?option=com_wrapper&view=wrapper&Itemid=62&lang=en> [accessed 22 September 2018].
MIX Market, ‘Organization profiles’, <https://www.themix.org/mixmarket/profiles> [accessed 21 September 2018].
Poverty Probability Index (PPI), ‘PPI by country: Bolivia’, <https://www.povertyindex.org/country/Bolivia> [accessed 22 September 2018].
The Smart Campaign, ‘Certification’, <http://www.smartcampaign.org/certification/certified-organizations> [accessed 22 September 2018].
Truelift, ‘Pro-Poor Principles’, <https://sealofexcellence.wordpress.com/pro-poor-principles/> [accessed 22 September 2018].
Truelift, ‘Recognition’, <https://sealofexcellence.wordpress.com/recognition/> [accessed 22 September 2018].
Armendáriz, B. and Szafarz, A. (2011) ‘On mission drift in microfinance institutions’, in B. Armendáriz and M. Labie (eds), The Handbook of Microfinance, pp. 341–66, Singapore: World Scientific.
Buyske, G. (2014) Microfinance Ratings Market Assessment [online], Washington, DC: Multilateral Investment Fund <http://idbdocs.iadb.org/wsdocs/getDocument.aspx?DOCNUM=38851310> [accessed 20 October 2018].
Consultative Group to Assist the Poor (CGAP) (2003) Microfinance Consensus Guidelines. Definitions of Selected Financial Terms, Ratios, and Adjustments for Microfinance, Washington, DC: CGAP.
Clark, H. and Sinha, F. (2013) Social Rating Guide [pdf], The Rating Initiative <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
European Microfinance Platform (e-MFP) Microfinance and Environment Action Group (2016) The Green Index 2.0: An Innovative Tool to Assess Environmental Performance in the Microfinance Sector [online], European Microfinance Platform Brief No. 6 <http://www.e-mfp.eu/resources/green-index-20-innovative-tool-assess-environmental-performance-microfinance-sector-brief> [accessed 22 September 2018].
Economist Intelligence Unit (2016) Global Microscope 2016: The Enabling Environment for Financial Inclusion [online], The Economist Intelligence Unit <https://publications.iadb.org/handle/11319/7988> [accessed 22 September 2018].
MicroFinanza Rating (2016a) ‘Microfinance institutional rating’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroFinanza Rating (2016b) ‘Social rating methodology’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroRate (2014) Technical Guide: Performance and Social Indicators for Microfinance Institutions [pdf], MicroRate <http://www.microrate.com/media/downloads/2014/05/MicroRate_-Technical-Guide-20142.pdf> [accessed 20 October 2018].
Rosenberg, R. (2009) Measuring Results of Microfinance Institutions [online], Washington, DC: CGAP/World Bank, <http://www.cgap.org/publications/measuring-results-microfinance-institutions-minimum-indicators> [accessed 14 July 2018].
Schreiner, M. (2015) Simple Poverty Scorecard® Poverty-Assessment Tool Bolivia [pdf], Scorocs™ Simple Poverty Scorecard® <http://www.simplepovertyscorecard.com/BOL_2013_ENG.pdf> [accessed 20 October 2018].
Schreiner, M., Matul, M., Pawlak, E. and Kline, S. (2014) ‘Poverty scorecards: lessons from a microlender in Bosnia-Herzegovina’, Poverty & Public Policy 6(4): 407–28 <https://onlinelibrary.wiley.com/doi/full/10.1002/pop4.86>.
SEEP Network (2008) ‘Social performance map’, [online], Arlington, VA: SEEP Network <https://seepnetwork.org/Blog-Post/Social-Performance-Map> [accessed 20 October 2018].
Smart Campaign (2014) A Guide to Client Protection Assessments [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Guide-to-Client-Protection-Assessments.pdf> [accessed 20 October 2018].
Smart Campaign (2016) Client Protection Certification Standards [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Standards_2.0_English_Final.pdf> [accessed 20 October 2018].
The Rating Initiative (2012) Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/Rating%20Guide_English_20150825.pdf> [accessed 20 October 2018].
The Rating Initiative (2013) Social Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
Trujillo, V. and Navajas, S. (2016) Financial Inclusion and Financial Systems in Latin America and the Caribbean: Data and Trends [online], Inter-American Development Bank <https://publications.iadb.org/handle/11319/8117> [accessed 20 October 2018].
Wardle, L. (2017) The Universal Standards for Social Performance Management Implementation Guide, Version 2 [pdf], Social Performance Task Force <https://sptf.info/images/usspm_impl_guide_english_20171003.pdf> [accessed 20 October 2018].
CERISE SPI4, <http://www.cerise-spi4.org/#/benchmarking/> [accessed 22 September 2018].
MicroFinanza Rating, <http://www.microfinanzarating.com/> [accessed 21 September 2018].
MicroFinanza Rating Reports, <http://www.microfinanzarating.com/index.php?option=com_wrapper&view=wrapper&Itemid=62&lang=en> [accessed 22 September 2018].
MIX Market, ‘Organization profiles’, <https://www.themix.org/mixmarket/profiles> [accessed 21 September 2018].
Poverty Probability Index (PPI), ‘PPI by country: Bolivia’, <https://www.povertyindex.org/country/Bolivia> [accessed 22 September 2018].
The Smart Campaign, ‘Certification’, <http://www.smartcampaign.org/certification/certified-organizations> [accessed 22 September 2018].
Truelift, ‘Pro-Poor Principles’, <https://sealofexcellence.wordpress.com/pro-poor-principles/> [accessed 22 September 2018].
Truelift, ‘Recognition’, <https://sealofexcellence.wordpress.com/recognition/> [accessed 22 September 2018].
Armendáriz, B. and Szafarz, A. (2011) ‘On mission drift in microfinance institutions’, in B. Armendáriz and M. Labie (eds), The Handbook of Microfinance, pp. 341–66, Singapore: World Scientific.
Buyske, G. (2014) Microfinance Ratings Market Assessment [online], Washington, DC: Multilateral Investment Fund <http://idbdocs.iadb.org/wsdocs/getDocument.aspx?DOCNUM=38851310> [accessed 20 October 2018].
Consultative Group to Assist the Poor (CGAP) (2003) Microfinance Consensus Guidelines. Definitions of Selected Financial Terms, Ratios, and Adjustments for Microfinance, Washington, DC: CGAP.
Clark, H. and Sinha, F. (2013) Social Rating Guide [pdf], The Rating Initiative <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
European Microfinance Platform (e-MFP) Microfinance and Environment Action Group (2016) The Green Index 2.0: An Innovative Tool to Assess Environmental Performance in the Microfinance Sector [online], European Microfinance Platform Brief No. 6 <http://www.e-mfp.eu/resources/green-index-20-innovative-tool-assess-environmental-performance-microfinance-sector-brief> [accessed 22 September 2018].
Economist Intelligence Unit (2016) Global Microscope 2016: The Enabling Environment for Financial Inclusion [online], The Economist Intelligence Unit <https://publications.iadb.org/handle/11319/7988> [accessed 22 September 2018].
MicroFinanza Rating (2016a) ‘Microfinance institutional rating’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroFinanza Rating (2016b) ‘Social rating methodology’ [online], MicroFinanza Rating <https://www.mf-rating.com/pcategory/rating-services/> [accessed 20 October 2018].
MicroRate (2014) Technical Guide: Performance and Social Indicators for Microfinance Institutions [pdf], MicroRate <http://www.microrate.com/media/downloads/2014/05/MicroRate_-Technical-Guide-20142.pdf> [accessed 20 October 2018].
Rosenberg, R. (2009) Measuring Results of Microfinance Institutions [online], Washington, DC: CGAP/World Bank, <http://www.cgap.org/publications/measuring-results-microfinance-institutions-minimum-indicators> [accessed 14 July 2018].
Schreiner, M. (2015) Simple Poverty Scorecard® Poverty-Assessment Tool Bolivia [pdf], Scorocs™ Simple Poverty Scorecard® <http://www.simplepovertyscorecard.com/BOL_2013_ENG.pdf> [accessed 20 October 2018].
Schreiner, M., Matul, M., Pawlak, E. and Kline, S. (2014) ‘Poverty scorecards: lessons from a microlender in Bosnia-Herzegovina’, Poverty & Public Policy 6(4): 407–28 <https://onlinelibrary.wiley.com/doi/full/10.1002/pop4.86>.
SEEP Network (2008) ‘Social performance map’, [online], Arlington, VA: SEEP Network <https://seepnetwork.org/Blog-Post/Social-Performance-Map> [accessed 20 October 2018].
Smart Campaign (2014) A Guide to Client Protection Assessments [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Guide-to-Client-Protection-Assessments.pdf> [accessed 20 October 2018].
Smart Campaign (2016) Client Protection Certification Standards [pdf], The Smart Campaign <https://www.smartcampaign.org/storage/documents/Standards_2.0_English_Final.pdf> [accessed 20 October 2018].
The Rating Initiative (2012) Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/Rating%20Guide_English_20150825.pdf> [accessed 20 October 2018].
The Rating Initiative (2013) Social Rating Guide [pdf], Social Performance Task Force <https://sptf.info/images/social%20rating%20guide_english_nov%202014.pdf> [accessed 20 October 2018].
Trujillo, V. and Navajas, S. (2016) Financial Inclusion and Financial Systems in Latin America and the Caribbean: Data and Trends [online], Inter-American Development Bank <https://publications.iadb.org/handle/11319/8117> [accessed 20 October 2018].
Wardle, L. (2017) The Universal Standards for Social Performance Management Implementation Guide, Version 2 [pdf], Social Performance Task Force <https://sptf.info/images/usspm_impl_guide_english_20171003.pdf> [accessed 20 October 2018].
CERISE SPI4, <http://www.cerise-spi4.org/#/benchmarking/> [accessed 22 September 2018].
MicroFinanza Rating, <http://www.microfinanzarating.com/> [accessed 21 September 2018].
MicroFinanza Rating Reports, <http://www.microfinanzarating.com/index.php?option=com_wrapper&view=wrapper&Itemid=62&lang=en> [accessed 22 September 2018].
MIX Market, ‘Organization profiles’, <https://www.themix.org/mixmarket/profiles> [accessed 21 September 2018].
Poverty Probability Index (PPI), ‘PPI by country: Bolivia’, <https://www.povertyindex.org/country/Bolivia> [accessed 22 September 2018].
The Smart Campaign, ‘Certification’, <http://www.smartcampaign.org/certification/certified-organizations> [accessed 22 September 2018].
Truelift, ‘Pro-Poor Principles’, <https://sealofexcellence.wordpress.com/pro-poor-principles/> [accessed 22 September 2018].
Truelift, ‘Recognition’, <https://sealofexcellence.wordpress.com/recognition/> [accessed 22 September 2018].
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