The limitations of group-based microfinance and ways to overcome them
In group-based microfinance, success in attaining the goals of inancial sustainability and poverty reduction is crucially dependent on the sustainability of groups as organizations. This article argues that as mounting tensions arise between financial sustainability and organizationalsustainability, this produces fundamental instability within groups and a tendency for the system to collapse. What is more, tensions tend to lead to the fracturing of groups and greater exclusion of the poor, creating negative impacts on well-being. The article discusses how tensions between
financial and organizational sustainability can be minimized, and suggests that incentives should be put in place to strengthen groups.
sustainability, this produces fundamental instability within groups and a tendency for the system to collapse. What is more, tensions tend to lead to the fracturing of groups and greater exclusion of the poor, creating negative impacts on well-being. The article discusses how tensions between
financial and organizational sustainability can be minimized, and suggests that incentives should be put in place to strengthen groups.
Impact of E-Business Technologies on Public and Private Organizations
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Yan, Lin
2011
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Lalloo, David G.
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Group Lending Dynamics and Enhancing Financial Access for the Underbanked, Lessons for Africa
Sethi, Anupama
Mhlanga, David
2024
https://doi.org/10.1007/978-3-031-74050-3_17 [Citations: 0]THE CRITICAL ROLE OF TRUST IN MICROFINANCE SUCCESS: IDENTIFYING PROBLEMS AND SOLUTIONS
EPSTEIN, MARC J.
YUTHAS, KRISTI
Journal of Developmental Entrepreneurship, Vol. 16 (2011), Iss. 04 P.477
https://doi.org/10.1142/S1084946711001951 [Citations: 17]- Value chain financing: evidence from Zambia on smallholder access to finance for mechanization
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