The limitations of group-based microfinance and ways to overcome them
In group-based microfinance, success in attaining the goals of inancial sustainability and poverty reduction is crucially dependent on the sustainability of groups as organizations. This article argues that as mounting tensions arise between financial sustainability and organizationalsustainability, this produces fundamental instability within groups and a tendency for the system to collapse. What is more, tensions tend to lead to the fracturing of groups and greater exclusion of the poor, creating negative impacts on well-being. The article discusses how tensions between
financial and organizational sustainability can be minimized, and suggests that incentives should be put in place to strengthen groups.
sustainability, this produces fundamental instability within groups and a tendency for the system to collapse. What is more, tensions tend to lead to the fracturing of groups and greater exclusion of the poor, creating negative impacts on well-being. The article discusses how tensions between
financial and organizational sustainability can be minimized, and suggests that incentives should be put in place to strengthen groups.
Impact of E-Business Technologies on Public and Private Organizations
ICTs and Social Inclusion
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Yan, Lin
2011
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MacPherson, Eleanor
Sadalaki, John
Nyongopa, Victoria
Nkhwazi, Lawrence
Phiri, Mackwellings
Chimphonda, Alinafe
Desmond, Nicola
Mwapasa, Victor
Lalloo, David G.
Seeley, Janet
Theobald, Sally
Review of African Political Economy, Vol. 42 (2015), Iss. 145
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MARR, ANA
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Mersland, Roy
World Development, Vol. 37 (2009), Iss. 2 P.469
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Özcan, Rasim
Khan, Asad ul Islam
Bashir, Muhammad Khalid
PLOS ONE, Vol. 18 (2023), Iss. 3 P.e0282072
https://doi.org/10.1371/journal.pone.0282072 [Citations: 1]THE CRITICAL ROLE OF TRUST IN MICROFINANCE SUCCESS: IDENTIFYING PROBLEMS AND SOLUTIONS
EPSTEIN, MARC J.
YUTHAS, KRISTI
Journal of Developmental Entrepreneurship, Vol. 16 (2011), Iss. 04 P.477
https://doi.org/10.1142/S1084946711001951 [Citations: 17]- Value chain financing: evidence from Zambia on smallholder access to finance for mechanization
- Developing agro-pastoral entrepreneurship: bundling blended finance and technology
- Building frontline market facilitators' capacity: the case of the ‘Integrating Very Poor Producers into Value Chains Field Guide’
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