The limitations of group-based microfinance and ways to overcome them
In group-based microfinance, success in attaining the goals of inancial sustainability and poverty reduction is crucially dependent on the sustainability of groups as organizations. This article argues that as mounting tensions arise between financial sustainability and organizationalsustainability, this produces fundamental instability within groups and a tendency for the system to collapse. What is more, tensions tend to lead to the fracturing of groups and greater exclusion of the poor, creating negative impacts on well-being. The article discusses how tensions between
financial and organizational sustainability can be minimized, and suggests that incentives should be put in place to strengthen groups.
sustainability, this produces fundamental instability within groups and a tendency for the system to collapse. What is more, tensions tend to lead to the fracturing of groups and greater exclusion of the poor, creating negative impacts on well-being. The article discusses how tensions between
financial and organizational sustainability can be minimized, and suggests that incentives should be put in place to strengthen groups.
Impact of E-Business Technologies on Public and Private Organizations
ICTs and Social Inclusion
Marr, Ana
Yan, Lin
2011
https://doi.org/10.4018/978-1-60960-501-8.ch007 [Citations: 5]Exploring the complexity of microfinance and HIV in fishing communities on the shores of Lake Malawi
MacPherson, Eleanor
Sadalaki, John
Nyongopa, Victoria
Nkhwazi, Lawrence
Phiri, Mackwellings
Chimphonda, Alinafe
Desmond, Nicola
Mwapasa, Victor
Lalloo, David G.
Seeley, Janet
Theobald, Sally
Review of African Political Economy, Vol. 42 (2015), Iss. 145 P.414
https://doi.org/10.1080/03056244.2015.1064369 [Citations: 11]Effectiveness of Rural Microfinance: What We Know and What We Need to Know
MARR, ANA
Journal of Agrarian Change, Vol. 12 (2012), Iss. 4 P.555
https://doi.org/10.1111/j.1471-0366.2012.00373.x [Citations: 9]The Cost of Ownership in Microfinance Organizations
Mersland, Roy
World Development, Vol. 37 (2009), Iss. 2 P.469
https://doi.org/10.1016/j.worlddev.2008.03.006 [Citations: 105]Till debt does us apart: Cross-country evidence on the relationship between microfinance prevalence and social distrust
Masood, Syed Muhammad Usman
Özcan, Rasim
Khan, Asad ul Islam
Bashir, Muhammad Khalid
PLOS ONE, Vol. 18 (2023), Iss. 3 P.e0282072
https://doi.org/10.1371/journal.pone.0282072 [Citations: 0]THE CRITICAL ROLE OF TRUST IN MICROFINANCE SUCCESS: IDENTIFYING PROBLEMS AND SOLUTIONS
EPSTEIN, MARC J.
YUTHAS, KRISTI
Journal of Developmental Entrepreneurship, Vol. 16 (2011), Iss. 04 P.477
https://doi.org/10.1142/S1084946711001951 [Citations: 15]- Development impact bonds: learning from the Asháninka cocoa and coffee case in Peru
- Trade-off between outreach and sustainability of microfinance institutions: evidence from sub-Saharan Africa
- Value chain development for rural poverty reduction: A reality check and a warning
- Impact assessment of commodity standards: towards inclusive value chains
- What is cocoa sustainability? Mapping stakeholders’ socio-economic, environmental, and commercial constellations of priorities
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