The South African Homeless Peoples' Federation – investing in the poor
Much emphasis has been placed in microfinance on organizational sustainability. An alternative measure of success is related to the benefits generated. This paper assesses and discusses the successes ofthe South African Homeless People'sFederation to achieve housing delivery for the poor. The Federation works with locally established savings groups, facilitating their access to housing (and the state
housing subsidy) with both loan finance and skill sharing through community exchanges. The authors argue that the successes of the policy should be understood in terms of the assets that have been created
for and by the poor.An estimated benefit of R540 million (net present value) has been secured mainly as a result of the improved housing constructed, and the emphasis on savings and loan finance is now
being considered for replication by the state. The approach is not without its own limitations, however. The pro-poor stance has been weakened by the role of the state housing subsidy system and its approach
to housing construction and management.
the South African Homeless People'sFederation to achieve housing delivery for the poor. The Federation works with locally established savings groups, facilitating their access to housing (and the state
housing subsidy) with both loan finance and skill sharing through community exchanges. The authors argue that the successes of the policy should be understood in terms of the assets that have been created
for and by the poor.An estimated benefit of R540 million (net present value) has been secured mainly as a result of the improved housing constructed, and the emphasis on savings and loan finance is now
being considered for replication by the state. The approach is not without its own limitations, however. The pro-poor stance has been weakened by the role of the state housing subsidy system and its approach
to housing construction and management.
Confronting the Crisis in Urban Poverty
4. Displacement and eventual inclusion? IDPs in Khartoum and Kassala, Sudan
Stevens, Lucy
2006
https://doi.org/10.3362/9781780444680.004 [Citations: 0]Confronting the Crisis in Urban Poverty
Prelims - Confronting the Crisis in Urban Poverty
Stevens, Lucy
2006
https://doi.org/10.3362/9781780444680.000 [Citations: 0]Confronting the Crisis in Urban Poverty
11. Conclusion - Confronting the Crisis in Urban Poverty
Stevens, Lucy
2006
https://doi.org/10.3362/9781780444680.011 [Citations: 0]Confronting the Crisis in Urban Poverty
9. Integrated housing development strategies for the urban poor in Alwar city, India
Lall, Stuti
2006
https://doi.org/10.3362/9781780444680.009 [Citations: 0]Confronting the Crisis in Urban Poverty
10. Understanding urban livelihoods in a secondary town in Bangladesh
Saha, Satya Ranjan
2006
https://doi.org/10.3362/9781780444680.010 [Citations: 1]Victoria Mxenge: a Story About More Than Women Building Their Community
Newton, Caroline
Urban Forum, Vol. 23 (2012), Iss. 2 P.197
https://doi.org/10.1007/s12132-012-9150-4 [Citations: 2]Confronting the Crisis in Urban Poverty
1. Introduction - Confronting the Crisis in Urban Poverty
Stevens, Lucy
2006
https://doi.org/10.3362/9781780444680.001 [Citations: 0]Housing supply value chain in relation to housing the urban poor
Akinwande, Timothy
Hui, Eddie C.M.
Habitat International, Vol. 130 (2022), Iss. P.102687
https://doi.org/10.1016/j.habitatint.2022.102687 [Citations: 11]Confronting the Crisis in Urban Poverty
8. Assessing the impact of a microfinance programme: Orangi Pilot Project, Karachi, Pakistan
Zaidi, Akbar
2006
https://doi.org/10.3362/9781780444680.008 [Citations: 1]Housing Finance in Emerging Markets
Housing Finance and Financial Inclusion
Porteous, David
2011
https://doi.org/10.1007/978-3-540-77857-8_2 [Citations: 1]Endowments, Entitlements and Capabilities – What Urban Social Movements Offer to Poverty Reduction
Mitlin, Diana
The European Journal of Development Research, Vol. 25 (2013), Iss. 1 P.44
https://doi.org/10.1057/ejdr.2012.18 [Citations: 11]Confronting the Crisis in Urban Poverty
3. Partnership for infrastructure in the musseques of Luanda, Angola
Baskin, Julian
2006
https://doi.org/10.3362/9781780444680.003 [Citations: 0]Confronting the Crisis in Urban Poverty
7. Staying afloat in a crisis: Incomes and housing in Chitungwiza and Epworth, Zimbabwe
Stevens, Lucy
2006
https://doi.org/10.3362/9781780444680.007 [Citations: 0]Confronting the Crisis in Urban Poverty
2. Erosion control in innercity Maputo, Mozambique: Sustained livelihood impact?
Selvester, Kerry
2006
https://doi.org/10.3362/9781780444680.002 [Citations: 0]Confronting the Crisis in Urban Poverty
6. Integrated development, squatters and tenants, in low-income settlements in Kenya
Kinyanjui, Michael
2006
https://doi.org/10.3362/9781780444680.006 [Citations: 0]Confronting the Crisis in Urban Poverty
5. A professional perspective on a people’s process: A history of VukuZenzele
Mitlin, Diana
2006
https://doi.org/10.3362/9781780444680.005 [Citations: 0]Confronting the Crisis in Urban Poverty
Back matter - Confronting the Crisis in Urban Poverty
Stevens, Lucy
2006
https://doi.org/10.3362/9781780444680.012 [Citations: 0]What the experiences of South Africa’s mass housing programme teach us about the contribution of civil society to policy and programme reform
Fieuw, Walter
Mitlin, Diana
Environment and Urbanization, Vol. 30 (2018), Iss. 1 P.215
https://doi.org/10.1177/0956247817735768 [Citations: 18]- Value chain financing: evidence from Zambia on smallholder access to finance for mechanization
- Developing agro-pastoral entrepreneurship: bundling blended finance and technology
- Building frontline market facilitators' capacity: the case of the ‘Integrating Very Poor Producers into Value Chains Field Guide’
- Boosting financial inclusion through social assistance reform: evidence-based approach in selecting a payment system
- Impact of COVID-19 on livestock exports from Somalia and the Horn of Africa
Browse our other journals
