India's bank-linkage programme has been running for 10 years and now provides savings and loan services to 7.8 million households. The system is based on self-help groups which organize loans and savings
for their members, then deposit group savings or access group loans from the bank. The national development bank, NABARD, provides refinancing and NGOs help form and nurture the self-help groups. This
article looks at how the groups are formed, what are the advantages of the bank-linkage system, the extent to which different players in the sytem can operate sustainably and future challenges.

Money with a Mission (Volume 1)

Back Matter - Money with a Mission - Volume 1

Copestake, James

Greeley, Martin

Johnson, Susan

Kabeer, Naila

Simanowitz, Anton

Knotts, Katherine

2005

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Microfinance challenges: empowerment or disempowerment of the poor?

References Part 3

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Enterprise Characteristics and Constraints in Developing Countries

Satta, Tadeo Andrew

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