Linking self-help groups with banks in India
India's bank-linkage programme has been running for 10 years and now provides savings and loan services to 7.8 million households. The system is based on self-help groups which organize loans and savingsfor their members, then deposit group savings or access group loans from the bank. The national development bank, NABARD, provides refinancing and NGOs help form and nurture the self-help groups. This
article looks at how the groups are formed, what are the advantages of the bank-linkage system, the extent to which different players in the sytem can operate sustainably and future challenges.
for their members, then deposit group savings or access group loans from the bank. The national development bank, NABARD, provides refinancing and NGOs help form and nurture the self-help groups. This
article looks at how the groups are formed, what are the advantages of the bank-linkage system, the extent to which different players in the sytem can operate sustainably and future challenges.
Money with a Mission (Volume 1)
Back Matter - Money with a Mission - Volume 1
Copestake, James
Greeley, Martin
Johnson, Susan
Kabeer, Naila
Simanowitz, Anton
Knotts, Katherine
2005
https://doi.org/10.3362/9781780440866.010 [Citations: 0]Microfinance challenges: empowerment or disempowerment of the poor?
References Part 3
2005
https://doi.org/10.4000/books.ifp.5760 [Citations: 0]You Cannot Save Alone - Financial and Social Mobilization in Savings and Credit Groups
Mersland, Roy
Eggen, Øyvind
(2007)
https://doi.org/10.2139/ssrn.1032247 [Citations: 5]Enterprise Characteristics and Constraints in Developing Countries
Satta, Tadeo Andrew
The International Journal of Entrepreneurship and Innovation, Vol. 4 (2003), Iss. 3 P.175
https://doi.org/10.5367/000000003101299546 [Citations: 15]- Development impact bonds: learning from the Asháninka cocoa and coffee case in Peru
- Trade-off between outreach and sustainability of microfinance institutions: evidence from sub-Saharan Africa
- Value chain development for rural poverty reduction: A reality check and a warning
- Impact assessment of commodity standards: towards inclusive value chains
- What is cocoa sustainability? Mapping stakeholders’ socio-economic, environmental, and commercial constellations of priorities