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Linking self-help groups with banks in India
India's bank-linkage programme has been running for 10 years and now provides savings and loan services to 7.8 million households. The system is based on self-help groups which organize loans and savingsfor their members, then deposit group savings or access group loans from the bank. The national development bank, NABARD, provides refinancing and NGOs help form and nurture the self-help groups. This
article looks at how the groups are formed, what are the advantages of the bank-linkage system, the extent to which different players in the sytem can operate sustainably and future challenges.
India's bank-linkage programme has been running for 10 years and now provides savings and loan services to 7.8 million households. The system is based on self-help groups which organize loans and savings
for their members, then deposit group savings or access group loans from the bank. The national development bank, NABARD, provides refinancing and NGOs help form and nurture the self-help groups. This
article looks at how the groups are formed, what are the advantages of the bank-linkage system, the extent to which different players in the sytem can operate sustainably and future challenges.
for their members, then deposit group savings or access group loans from the bank. The national development bank, NABARD, provides refinancing and NGOs help form and nurture the self-help groups. This
article looks at how the groups are formed, what are the advantages of the bank-linkage system, the extent to which different players in the sytem can operate sustainably and future challenges.
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Back Matter - Money with a Mission - Volume 1
Copestake, James
Greeley, Martin
Johnson, Susan
Kabeer, Naila
Simanowitz, Anton
Knotts, Katherine
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https://doi.org/10.3362/9781780440866.010 [Citations: 0]Microfinance challenges: empowerment or disempowerment of the poor?
References Part 3
2005
https://doi.org/10.4000/books.ifp.5760 [Citations: 0]You Cannot Save Alone - Financial and Social Mobilization in Savings and Credit Groups
Mersland, Roy
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https://doi.org/10.2139/ssrn.1032247 [Citations: 6]Enterprise Characteristics and Constraints in Developing Countries
Satta, Tadeo Andrew
The International Journal of Entrepreneurship and Innovation, Vol. 4 (2003), Iss. 3 P.175
https://doi.org/10.5367/000000003101299546 [Citations: 17]Tabs navigation
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