unions for the benefit of their members. This paper describes the process by which a rating system was designed, tested out on a number of credit unions whose actual performance was known from experience,
and is now being adopted by member credit unions in Ukraine.The system is described: it includes 15 indicators, which was seen to be manageable by credit unions with volunteer boards reporting on a voluntary
basis. The rating system only covers financial indicators: an additional assessment of sound management is made when a credit union first applies to join the movement.
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