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The development of a credit union rating system in Ukraine
Alison Haight | E. Ihor Laszok | Dean Mahon
The credit union movement in Ukraine is relatively young, and until recently no single performance monitoring tool has been used, with the result that it has been impossible to compare individual creditunions for the benefit of their members. This paper describes the process by which a rating system was designed, tested out on a number of credit unions whose actual performance was known from experience,
and is now being adopted by member credit unions in Ukraine.The system is described: it includes 15 indicators, which was seen to be manageable by credit unions with volunteer boards reporting on a voluntary
basis. The rating system only covers financial indicators: an additional assessment of sound management is made when a credit union first applies to join the movement.
The credit union movement in Ukraine is relatively young, and until recently no single performance monitoring tool has been used, with the result that it has been impossible to compare individual credit
unions for the benefit of their members. This paper describes the process by which a rating system was designed, tested out on a number of credit unions whose actual performance was known from experience,
and is now being adopted by member credit unions in Ukraine.The system is described: it includes 15 indicators, which was seen to be manageable by credit unions with volunteer boards reporting on a voluntary
basis. The rating system only covers financial indicators: an additional assessment of sound management is made when a credit union first applies to join the movement.
unions for the benefit of their members. This paper describes the process by which a rating system was designed, tested out on a number of credit unions whose actual performance was known from experience,
and is now being adopted by member credit unions in Ukraine.The system is described: it includes 15 indicators, which was seen to be manageable by credit unions with volunteer boards reporting on a voluntary
basis. The rating system only covers financial indicators: an additional assessment of sound management is made when a credit union first applies to join the movement.
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