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The performance of rated microfinance institutions in South Asia
Apart from a few exceptions, many South Asian MFIs have doubtful performance records. Responding to the requirements of development banks and commercial lenders, the Indian organization M-CRIL has carriedout a total of 110 creditworthiness ratings on MFIs. This article categorizes the operations of these MFIs as: Grameen Bank-type, individual banking programmes, and MFIs promoting self-help groups. The
article then describes what the assessments reveal about the performance of these different programmes, and compares them with averages from the MicroBanking Bulletin. Although operating costs are relatively
low for MFIs in the region, portfolio yields are even lower, and few of the MFIs have yet reached operational self-sufficiency.
Apart from a few exceptions, many South Asian MFIs have doubtful performance records. Responding to the requirements of development banks and commercial lenders, the Indian organization M-CRIL has carried
out a total of 110 creditworthiness ratings on MFIs. This article categorizes the operations of these MFIs as: Grameen Bank-type, individual banking programmes, and MFIs promoting self-help groups. The
article then describes what the assessments reveal about the performance of these different programmes, and compares them with averages from the MicroBanking Bulletin. Although operating costs are relatively
low for MFIs in the region, portfolio yields are even lower, and few of the MFIs have yet reached operational self-sufficiency.
out a total of 110 creditworthiness ratings on MFIs. This article categorizes the operations of these MFIs as: Grameen Bank-type, individual banking programmes, and MFIs promoting self-help groups. The
article then describes what the assessments reveal about the performance of these different programmes, and compares them with averages from the MicroBanking Bulletin. Although operating costs are relatively
low for MFIs in the region, portfolio yields are even lower, and few of the MFIs have yet reached operational self-sufficiency.
Do Microfinance Rating Assessments Make Sense? An Analysis of the Drivers of the MFI Ratings
Mersland, Roy
Beisland, Leif Atle
(2011)
https://doi.org/10.2139/ssrn.1786488 [Citations: 3]An Analysis of the Drivers of Microfinance Rating Assessments
Beisland, Leif Atle
Mersland, Roy
Nonprofit and Voluntary Sector Quarterly, Vol. 41 (2012), Iss. 2 P.213
https://doi.org/10.1177/0899764011433616 [Citations: 37]Tabs navigation
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