Comparing microfinance assessment methodologies
Xavier Reille | Ousa Sananikone | Brigit Helms
This paper compares five of the better-known MFI assessment methodologies: ACCION's CAMEL, WOCCU's PEARLS, PlaNet Ratings' GIRAFE, and the methodologies used by MicroRate and M-CRIL. The challenges facingsuch assessments are then outlined. Assessments of microfinance institutions (MFIs) are essentially performance reviews by independent specialized parties. They provide the basis for peer group benchmarking,
and for performance standards: managers can compare their institution's results to the performance of others, or with agreed standards or requirements. Supervisors, funders and networks can use this information
to monitor microfinance institutions. Assessments also provide information to potential investors and lenders.
such assessments are then outlined. Assessments of microfinance institutions (MFIs) are essentially performance reviews by independent specialized parties. They provide the basis for peer group benchmarking,
and for performance standards: managers can compare their institution's results to the performance of others, or with agreed standards or requirements. Supervisors, funders and networks can use this information
to monitor microfinance institutions. Assessments also provide information to potential investors and lenders.
Performance evaluation of three small firms' financing schemes in Tanzania
Satta, Tadeo Andrew
Journal of Accounting & Organizational Change, Vol. 2 (2006), Iss. 2 P.164
https://doi.org/10.1108/18325910610675998 [Citations: 10]The Association between microfinance rating scores and corporate governance: a global survey
Beisland, Leif Atle
Mersland, Roy
Randøy, Trond
International Review of Financial Analysis, Vol. 35 (2014), Iss. P.268
https://doi.org/10.1016/j.irfa.2014.10.012 [Citations: 18]Influence of Ownership Type and CEO Power on Residual Loss: Evidence From the Global Microfinance Industry
Beisland, Leif Atle
Pascal Ndaki, Daudi
Mersland, Roy
Nonprofit and Voluntary Sector Quarterly, Vol. 48 (2019), Iss. 5 P.998
https://doi.org/10.1177/0899764019848498 [Citations: 6]How good is good? Bayesian machine-learning estimation of probabilistic benchmarks in noisy datasets and an application to nanofinance+
Gonzales Martinez, Rolando
Systems and Soft Computing, Vol. 4 (2022), Iss. P.200036
https://doi.org/10.1016/j.sasc.2022.200036 [Citations: 0]Microfinance Institutions
Microbank Regulation and Earnings Quality: A Global Survey
Beisland, Leif Atle
Mersland, Roy
Randøy, Trond
2014
https://doi.org/10.1057/9781137399663_14 [Citations: 0]Do Microfinance Rating Assessments Make Sense? An Analysis of the Drivers of the MFI Ratings
Mersland, Roy
Beisland, Leif Atle
(2011)
https://doi.org/10.2139/ssrn.1786488 [Citations: 3]Scaling Up Small Firms' Access to Finance in Developing Economies: Evidence from Tanzania
Satta, Tadeo Andrew
Journal of Small Business & Entrepreneurship, Vol. 20 (2007), Iss. 4 P.427
https://doi.org/10.1080/08276331.2007.10593409 [Citations: 3]An Analysis of the Drivers of Microfinance Rating Assessments
Beisland, Leif Atle
Mersland, Roy
Nonprofit and Voluntary Sector Quarterly, Vol. 41 (2012), Iss. 2 P.213
https://doi.org/10.1177/0899764011433616 [Citations: 36]Earnings Quality in Nonprofit Versus For-Profit Organizations
Beisland, Leif Atle
Mersland, Roy
Nonprofit and Voluntary Sector Quarterly, Vol. 43 (2014), Iss. 4 P.652
https://doi.org/10.1177/0899764013478491 [Citations: 12]Use of Big Four auditors and fund raising: evidence from developing and emerging markets
Beisland, Leif Atle
Mersland, Roy
Strøm, Øystein
International Journal of Emerging Markets, Vol. 13 (2018), Iss. 2 P.371
https://doi.org/10.1108/IJoEM-11-2016-0321 [Citations: 1]The Impact of Entrepreneur-CEOs in Microfinance Institutions: A Global Survey
Randøy, Trond
Strøm, R. Øystein
Mersland, Roy
Entrepreneurship Theory and Practice, Vol. 39 (2015), Iss. 4 P.927
https://doi.org/10.1111/etap.12085 [Citations: 58]- Value chain financing: evidence from Zambia on smallholder access to finance for mechanization
- Developing agro-pastoral entrepreneurship: bundling blended finance and technology
- Building frontline market facilitators' capacity: the case of the ‘Integrating Very Poor Producers into Value Chains Field Guide’
- Boosting financial inclusion through social assistance reform: evidence-based approach in selecting a payment system
- Impact of COVID-19 on livestock exports from Somalia and the Horn of Africa
Browse our other journals
