Loan size growth and sustainability in village banking programmes
Barbara MkNelly | Kathleen Stack
This article examines why the size of average loans in two Latin American village banks has not grown as much as was anticipated – and hoped for. It emerges that some of the demand for credit is met by the village banks' 'internal fund', which reduces the amount that is soughtfrom programme funds. There is also a high level of membership turnover in the bank's early years, contributing to a large proportion of new borrowers with small loans. The article describes new measures to increase membership loyalty and borrowing from programme funds, including greater flexibility
in repayments and savings-only accounts. It also recommends training poor borrowers in rural areas to make better use of their working capital.
from programme funds. There is also a high level of membership turnover in the bank's early years, contributing to a large proportion of new borrowers with small loans. The article describes new measures to increase membership loyalty and borrowing from programme funds, including greater flexibility
in repayments and savings-only accounts. It also recommends training poor borrowers in rural areas to make better use of their working capital.
Micro-Credit and Poverty Reduction: A Case of Bangladesh
Mazumder, Mohummed Shofi Ullah
Wencong, Lu
Prague Economic Papers, Vol. 22 (2013), Iss. 3 P.403
https://doi.org/10.18267/j.pep.459 [Citations: 10]The Interactive Relationship between Credit Growth and Operational Self-Sustainability of People’s Credit Funds in Mekong Delta Region of Vietnam
HA, Duong Van
The Journal of Asian Finance, Economics and Business, Vol. 6 (2019), Iss. 3 P.55
https://doi.org/10.13106/jafeb.2019.vol6.no3.55 [Citations: 2]Global Changes and Sustainable Development in Asian Emerging Market Economies Vol. 1
Factors Affecting Financial Sustainability of People’s Credit Fund in Vietnam’s Mekong Delta Region
Ha, Van Duong
2022
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