Tabs navigation
The sustainability of credit guarantee systems
One of the central themes in the analysis of credit guarantee systems is whether they can be designed and implemented in a sustainable way – one that does not require subsidies from the government or from donors. This article examines the issues of sustainability by taking a lookat the costs of making and guaranteeing small loans and the way these costs are affected by different kinds of guarantee programmes. The successful savings and lending bank, Caja Social of Colombia, is analysed to provide benchmark figures for the cost of risk and the cost of administration.
Following from this, some conclusions are drawn about the role of sustainable guarantee programmes and the structure they should have in order to make them sustainable.
One of the central themes in the analysis of credit guarantee systems is whether they can be designed and implemented in a sustainable way – one that does not require subsidies from the government or from donors. This article examines the issues of sustainability by taking a look
at the costs of making and guaranteeing small loans and the way these costs are affected by different kinds of guarantee programmes. The successful savings and lending bank, Caja Social of Colombia, is analysed to provide benchmark figures for the cost of risk and the cost of administration.
Following from this, some conclusions are drawn about the role of sustainable guarantee programmes and the structure they should have in order to make them sustainable.
at the costs of making and guaranteeing small loans and the way these costs are affected by different kinds of guarantee programmes. The successful savings and lending bank, Caja Social of Colombia, is analysed to provide benchmark figures for the cost of risk and the cost of administration.
Following from this, some conclusions are drawn about the role of sustainable guarantee programmes and the structure they should have in order to make them sustainable.
Financial Constraints and Small and Medium Enterprises: A Review*
Bakhtiari, Sasan
Breunig, Robert
Magnani, Lisa
Zhang, Jacquelyn
Economic Record, Vol. 96 (2020), Iss. 315 P.506
https://doi.org/10.1111/1475-4932.12560 [Citations: 59]Bevölkerungswissenschaft — Quo vadis?
Möglichkeiten und Probleme einer Geschichte der Bevölkerungswissenschaft in Deutschland
vom Brocke, Bernhard
1998
https://doi.org/10.1007/978-3-322-93289-1_1 [Citations: 0]The Mechanisms and Operations of Conventional and Islamic Guarantee Schemes: A Case Study of Credit Guarantee Corporation Malaysia Berhad
Muhamat, Amirul Afif
(2009)
https://doi.org/10.2139/ssrn.1528902 [Citations: 0]Public Credit Guarantees and SME Finance
Zecchini, Salvatore
Ventura, Marco
(2006)
https://doi.org/10.2139/ssrn.947106 [Citations: 11]Breakthrough Path of Low-Level Equilibrium of China's Policy-Oriented Financing Guarantee Market
Lv, Youqing
Ma, Guojian
Ding, Juan
Frontiers in Psychology, Vol. 13 (2022), Iss.
https://doi.org/10.3389/fpsyg.2022.918481 [Citations: 2]Tabs navigation
- Value chain financing: evidence from Zambia on smallholder access to finance for mechanization
- Boosting financial inclusion through social assistance reform: evidence-based approach in selecting a payment system
- Developing agro-pastoral entrepreneurship: bundling blended finance and technology
- Building frontline market facilitators' capacity: the case of the ‘Integrating Very Poor Producers into Value Chains Field Guide’
- Impact of COVID-19 on livestock exports from Somalia and the Horn of Africa
Browse our other journals
