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Self-help groups – some issues from India
In India, as in other parts of the world, the banking community is discovering that it can extend its services to the rural poor by lending to self-help groups (SHGs). By providing single, larger loans, and relying on the group, or NGOs, to monitor the on-lending of micro-loans, thebank's transaction charges are reduced, making the whole operation potentially profitable. This article comments on this new phenomenon, pointing to the advantages of these methods as well as the pitfalls that may be encountered.
In India, as in other parts of the world, the banking community is discovering that it can extend its services to the rural poor by lending to self-help groups (SHGs). By providing single, larger loans, and relying on the group, or NGOs, to monitor the on-lending of micro-loans, the
bank's transaction charges are reduced, making the whole operation potentially profitable. This article comments on this new phenomenon, pointing to the advantages of these methods as well as the pitfalls that may be encountered.
bank's transaction charges are reduced, making the whole operation potentially profitable. This article comments on this new phenomenon, pointing to the advantages of these methods as well as the pitfalls that may be encountered.
Les silences pudiques de l'économie
L'impact des programmes de développement économique (micro-crédit) sur les femmes en milieu rural
Marius-Gnanou, Kamala
1998
https://doi.org/10.4000/books.iheid.6031 [Citations: 1]Le microcrédit est-il le faux-nez du néolibéralisme ?
Hofmann, Élisabeth
Marius-Gnanou, Kamala
Cahiers d'Outre-Mer, Vol. 60 (2007), Iss. 238 P.217
https://doi.org/10.4000/com.2387 [Citations: 4]Tabs navigation
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