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The effects of liberalization on access to bank credit in Kenya
When structural adjustment policies in Kenya advocated the liberalization of commercial bank interest rates it was anticipated that bank credit, at realistic interest rates, would become more readily available to small businesses. This study suggests that although more businesses havebecome the customers of banks, the overall volume of credit has not necessarily increased. Taken together with a squeeze in demand for their products and high inflation, small businesses are not always eager for larger bank loans at higher interest rates.
When structural adjustment policies in Kenya advocated the liberalization of commercial bank interest rates it was anticipated that bank credit, at realistic interest rates, would become more readily available to small businesses. This study suggests that although more businesses have
become the customers of banks, the overall volume of credit has not necessarily increased. Taken together with a squeeze in demand for their products and high inflation, small businesses are not always eager for larger bank loans at higher interest rates.
become the customers of banks, the overall volume of credit has not necessarily increased. Taken together with a squeeze in demand for their products and high inflation, small businesses are not always eager for larger bank loans at higher interest rates.
Micro-macro linkages in financial markets: the impact of financial liberalization on access to rural credit in four African countries
Mosley, Paul
Journal of International Development, Vol. 11 (1999), Iss. 3 P.367
https://doi.org/10.1002/(SICI)1099-1328(199905/06)11:3<367::AID-JID589>3.0.CO;2-W [Citations: 16]Finance for small enterprise growth and poverty reduction in developing countries
Green, Christopher J.
Kirkpatrick, Colin H.
Murinde, Victor
Journal of International Development, Vol. 18 (2006), Iss. 7 P.1017
https://doi.org/10.1002/jid.1334 [Citations: 36]Financial Liberalization and the Industrial Response: Concentration and Entry in Malawi
Kabango, Grant P.
Paloni, Alberto
World Development, Vol. 39 (2011), Iss. 10 P.1771
https://doi.org/10.1016/j.worlddev.2011.04.001 [Citations: 10]Tabs navigation
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